SaaSFrom $0.1/API callAffiliate Program
Ayoconnect
Indonesian-built open finance API SaaS for Indonesian fintechs and digital banks
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⭐ 4.4/5 · 156 reviews
via G2, Capterra or Trustpilot
About Ayoconnect
Ayoconnect is a Jakarta-headquartered open finance and embedded banking API SaaS used by Indonesian fintechs, digital banks, and lenders for bank account aggregation, direct debit, bills payment, and disbursement across Indonesian banks and e-wallets. Used by Indonesian BNPL providers, lending platforms, and SME finance products as the primary Indonesian open banking infrastructure.
Key Features
✓ Indonesian bank account aggregation across 100+ Indonesian banks
✓ Direct debit and recurring billing with BI-RTGS settlement
✓ Bills payment for Indonesian utilities, telcos, BPJS, and government services
✓ Disbursement to Indonesian bank accounts and e-wallets (GoPay, OVO, DANA, ShopeePay)
✓ QRIS payment acceptance integration
✓ OJK-licensed open banking compliance for Indonesian regulated workloads
Best For
Indonesian BNPL platforms running bank-statement-driven underwritingIndonesian digital banks aggregating customer external account dataIndonesian SME lenders disbursing to borrower bank accounts at scaleIndonesian fintech apps offering bills payment and recurring billing
Pricing
Modeltransaction
Free tier✗ No
Starts at$0.1/API call
Details
CategoryFinance
LanguagesID, EN
Updated2026-05-06