If you're invoicing clients out of Manila and still eating a flat 3.125% + ₱13.39 on every card swipe, this cycle's tracker won't change your bill. Nobody moved a price this window. What moved instead is where the money is actually flowing. Three tools got checked between 2026-05-28 and 2026-07-27: PayMongo, Curlec (Razorpay), and Aspire. None of them published an exact subscription-tier price change this cycle — no clean "$X to $Y/month" delta for any of the three. What follows instead are the integration and feature moves that were dated and sourced this window.
PayMongo
PayMongo's biggest news this cycle isn't a price at all — it's a shift in how Filipino shoppers are actually paying. On 2026-07-02 and 2026-07-03, PayMongo released H1 2026 transaction data showing QR Ph overtook both cards and e-wallets as the top payment channel on its platform. QR Ph accounted for 55% of PayMongo's payment volume from January to June 2026, up from 16% over the same stretch in 2025. That's a year-on-year jump of more than 510% in QR Ph volume alone.
Cards fell hard in the same window: from 38% of PayMongo volume in H1 2025 down to 19% in H1 2026. E-wallets (GCash, Maya, GrabPay, and ShopeePay combined) held 21% of H1 2026 volume. PayMongo's own explanation is interoperability. One QR Ph code accepts payment from any participating bank or e-wallet, so a merchant isn't stuck integrating GCash, Maya, and GrabPay separately.
I'd read that shift as the real story for any Philippine merchant deciding where to put checkout-page real estate: QR Ph isn't a nice-to-have anymore, it's the default. On a ₱5,000 sale, the math backs that up. A domestic Visa or Mastercard swipe still costs about ₱169.64 in fees (3.125% + ₱13.39), while the same sale through QR Ph costs roughly ₱67 at PayMongo's 1.34% rate. That gap is the whole argument for putting the QR code first at checkout, not buried under a "more payment options" dropdown.
Sources on the H1 data: BusinessWorld (bworldonline.com, 2026-07-03), Manila Bulletin (mb.com.ph, 2026-07-02), and Philstar (philstar.com, 2026-07-03) all ran the numbers independently. PayMongo's standard rate card — domestic Visa/Mastercard 3.125% + ₱13.39, QR Ph 1.34%, GCash 2.23%, Maya 1.79%, GrabPay 1.96%, ShopeePay 1.70% — was last checked 2026-06-09, and nothing in this window changed those figures.
Curlec (Razorpay)
Curlec's two most relevant launches actually predate this 60-day tracking window, but they're still the newest Curlec-specific product news we could confirm as of 2026-07-27. Nothing dated between March and July showed up beyond general company coverage. On 2026-03-04, Curlec added Apple Pay for Malaysian merchants: one-tap checkout on iPhone, iPad, Mac, and Apple Watch, authenticated by Face ID or Touch ID, covering both local and international transactions. Card networks route through partner banks — AmBank, Hong Leong Bank, HSBC, Maybank, RHB Bank, Standard Chartered, and Wise Payments Malaysia. That's confirmed by Fintech News Malaysia (fintechnews.my/56977), and corroborated separately by Tech-Critter and Asia Business Outlook.
Earlier, on 2026-01-28, Curlec launched PayPal support for Malaysian SMEs selling internationally. It accepts cross-border payments in over 100 currencies through the same checkout as Curlec's local rails (FPX, DuitNow, e-wallets, cards), and keeps the recurring and direct-debit mandate tools that subscription businesses rely on. Source: Fintech News Malaysia (fintechnews.my/56273) and TNGlobal (technode.global, 2026-01-28).
Neither launch touched Curlec's transaction fee schedule, which hasn't moved this cycle. For a Kuala Lumpur retailer running something like RM 30,000 a month through Curlec, the Apple Pay rollout is worth more in fewer abandoned carts than in any fee saved. One-tap Face ID beats typing a 16-digit card number on a phone screen, every time.
Aspire
Aspire's July 2026 batch, per its own Product Updates page (aspireapp.com/product-updates), covers three things: a fully integrated Bill Pay experience, a revamped account-details interface, and a redesigned transfer flow. Aspire doesn't publish a day-of-month on that page, only the month.
The same batch raised the bulk-payment CSV upload limit to 1,000 payments per batch, up from the smaller batches merchants were stuck with before. That matters if you're running payroll or supplier payments for a growing Singapore team. Separately, and still in private beta as of the week of 2026-07-20, Aspire is testing 1.2% unlimited cashback on all corporate card spend. Do the math before you get excited: a startup running SGD 40,000 a month through the card would clear roughly SGD 480 a month if the beta terms hold. It's not generally available yet, so don't build that number into a budget.
No published change to Aspire's account or card fee structure this cycle.
Coverage note
None of the three tools dropped an exact subscription-tier price this window. PayMongo's update is payment-mix data, not a price or feature change, but it's dated, backed by three independent outlets, and worth acting on if you're deciding which payment method gets top billing at checkout. Curlec's two confirmed launches sit just outside the 60-day window, but they're the latest dated, sourced releases we could find. Aspire's update comes straight from its own changelog, even without day-level precision. None of the three had shown up in a prior tracker cycle before this run.