If you manage loyalty marketing for Dien May Xanh's 20 million-member program, July 30 is the date worth circling. That's when Kredivo signed on as DMX's new BNPL and personal-loan partner across Vietnam, and it's the kind of deal that actually moves a checkout flow instead of just a press release. Two other real, sourced updates landed in the same window: a tax-payment bundle from VNPAY and VietinBank, and a quiet point release from Lark. None of the three touched pricing tiers this cycle — which, if you've tracked SEA SaaS long enough, is its own small data point.
Kredivo
Kredivo Vietnam and Dien May Xanh signed a strategic partnership on 2026-07-30 to extend digital credit to DMX's loyalty base, confirmed by The Investor and VIR. Phase one covers three DMX-owned retail chains — The Gioi Di Dong, Dien May Xanh, and TopZone — with a later expansion floated for AVAKids, An Khang Pharmacy, and Bach Hoa Xanh.
Approved customers get credit lines up to VND 50 million, roughly $1,923, or about THB 69,000 and PHP 111,000 at August 2026 exchange rates. No down payment, approval in minutes. That's a real jump from the paper-application BNPL most Vietnamese electronics chains still run. I'd watch DMX's Q4 same-store numbers before I'd watch Kredivo's own filings — this deal moves DMX's conversion rate more than it moves Kredivo's balance sheet.
One thing the announcement didn't touch: Kredivo's own consumer fee structure stayed the same. So the win here is distribution, not pricing.
Home Credit and FE Credit have run the same electronics-store playbook in Vietnam for years, mostly through in-store kiosks. Kredivo's angle is different: it's plugging straight into DMX's existing loyalty app instead of asking a shopper to fill out paperwork at the register. Whether that actually converts better than a kiosk agent standing next to the till is the thing to watch in Q4, not the headline partnership itself.
VNPAY
VNPAY and VietinBank signed a cooperation deal in Ho Chi Minh City on 2026-07-27 for a Digital Tax Payment Solution Package aimed at business households. The bundle wraps sales management software, e-contracts, e-invoices, and digital signatures with VNPAY-QR, PhonePOS, SmartPOS, and gateway access — free until the end of 2028.
That free-until-2028 clause is the part worth reading twice. VNPAY ran the identical package with Sacombank in January and ACB in February this year. VietinBank is just the newest bank in the rotation, not a new product. If you're a Vietnamese business household deciding whether to wait for your own bank to offer this, the pattern says: probably, eventually, for free.
I'd still enroll now rather than wait. Sacombank and ACB's rollouts earlier this year came with the same "free until 2028" language, and neither bank has said what happens to pricing after that date. A business household locking in today gets more runway on the free period than one that waits for its own bank to catch up. And the paperwork this bundle replaces isn't optional — Vietnam's e-invoice mandate applies regardless of which bank issues the software.
Lark
Lark's v7.71 release (App Store build 7.71.16, dated 2026-07-08) added direct HTML upload for page preview and code review, per Lark's own changelog. The two releases before it were more useful in practice: v7.70 added Markdown export for Lark Docs, and v7.68 let you drop a dashboard chart into a doc, synced live.
No pricing change touched Starter, Pro, or Enterprise. Of the three updates this cycle, Lark's is the smallest. A feature for a slice of technical users. Not a shift in how anyone budgets for the tool.
That said, the Markdown export from v7.70 is the one I'd actually use. Copying a spec doc out of Lark and into a GitHub pull request used to mean stripping formatting by hand; now it's a menu click. Small thing, but it's the kind of update that shaves ten minutes off a Tuesday rather than showing up in a keynote.
Notes on scope
Before settling on these three, we checked two dozen other platforms — KiotViet, Midtrans, Loyverse, Duitku, Ninja Van, BukuWarung, Wallex, Volopay, Finmo, Osome, Peakflo, and Fazz among them. Ayoconnect, Qoala, Sleek, Brankas, Mekari Talenta, Jubelio, Sirclo, Ginee, Insider, Maya Business, Billplz, and the iPay88/eGHL ADAPTIS rebrand rounded out the list. None had a pricing, feature, or partnership change confirmed to an exact date inside the 2026-06-28 to 2026-08-27 window, from a source we'd actually trust.
Two near-misses are worth logging anyway. Midtrans shipped a Payment Link QR-sharing feature and a voucher-code Promo Management tool, but coverage only places either in "July 2026" or "August 2026" — no confirmable exact date, so it's out for now. The iPay88/eGHL merger into NTT DATA's ADAPTIS brand is real, but the Malaysia rollout dates to May 2025, well outside this window. A Philippines rollout gets mentioned in passing but without a date attached.
We also ruled out two leads that initial search summaries misdated: an Insider "Sirius AI" launch (actually September 2023) and a MoMo-Gojek GoFood integration (actually July 2023). Both surfaced in search snippets that read like 2026 news at first pass, but original press coverage confirmed they were years old. Neither made the cut.
The honest takeaway from this cycle: distribution deals are moving faster than pricing right now. Kredivo just bought its way into 20 million loyalty accounts without touching a single fee. If you're building a competing BNPL or fintech product in Vietnam, that's the number to worry about — not whatever Kredivo charges per transaction.