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Kredivo
SaaSPaid

Kredivo

Indonesia's leading BNPL platform helping merchants boost conversion and average order value

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4.2/5 · 203 reviews
via G2, Capterra or Trustpilot
Pricing Verified May 2026
Features Verified May 2026
Thailand Fit Reviewed May 2026
Kitikorn Rakhangthong
Reviewed & Verified by
Lead Software Analyst, SEAThailand, Singapore, Vietnam Expertise
Structured Snapshot
Best For
Indonesian e-commerce merchants wanting to increase checkout conversion rates
Pricing
Paid
Free Trial
No
Thailand Fit
High
SEA Localization
Strong
Main Competitor
Shopify

About Kredivo

Kredivo is a Jakarta-based buy now pay later (BNPL) platform with 4 million active users representing 50% of Indonesia's BNPL market share. Merchants integrating Kredivo at checkout see average order values increase by 30% or more. It integrates natively with Tokopedia, Shopee, Bukalapak, and direct e-commerce checkouts, offering 0% interest installment plans for purchases from Indonesian partner merchants.

Key Features

BNPL checkout integration for Tokopedia, Shopee, Bukalapak, and custom e-commerce
0% and low-interest installment plans of 3, 6, 12, and 24 months for consumers
Merchant dashboard with real-time settlement, transaction tracking, and analytics
AI credit scoring using alternative data for rapid consumer credit decisions in seconds
Recurring transaction support for customers who transact an average of 25 times per year
Merchant API and plugins for WooCommerce, Magento, and custom stacks

Best For

Indonesian e-commerce merchants wanting to increase checkout conversion ratesElectronics and fashion retailers selling high-AOV products to credit-constrained consumersMarketplace sellers on Tokopedia and Shopee looking to offer installment optionsD2C brands in Indonesia expanding their addressable market to underbanked consumers

Sources & Verification

We verify pricing and features via official vendor documentation and live platform audits. Software-listing.com is independent and may earn affiliate commissions from some links.

Related Analysis & Guides

Pricing

Modelcommission
Free tier✗ No

Details

Categorysaas-tools
Languagesid, en
Updated2026-05-18