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bolttech
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bolttech

Singapore-based embedded insurance platform connecting SEA telcos, e-wallets and e-commerce checkouts to 230+ insurers

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Reviewed August 2026
Pricing Verified August 2026
Features Verified August 2026
Thailand Fit Reviewed August 2026
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bolttech is a Singapore-headquartered insurtech founded in 2020 by Eric Gewirtzman and Rob Schimek, operating an embedded-insurance API and distribution platform connecting insurers to partner channels such as telcos, e-wallets and e-commerce sites. In Southeast Asia its named partners include PayMaya (Philippines), Rabbit LINE Pay (Thailand), Lazada, Tiki (Vietnam) and Globe Telecom (Philippines device-protection programs), alongside a majority stake in Indonesian broker PT Axle Asia. Globally it connects 700+ distribution partners to 230+ insurers across 35+ markets, and has raised over $740 million in total funding, including a $147 million Series C in June 2025 at a $2.1 billion valuation. It is a B2B platform priced via partner contracts, with no public self-serve pricing.

At a glance
Best For
E-wallets, telcos and e-commerce platforms in SEA wanting to embed insurance at checkout without building underwriting or claims infrastructure
Pricing
Paid
Free Trial
No
Thailand Fit
Partial. bolttech's confirmed Thailand distribution partner is Rabbit LINE Pay, a payment super-app; no additional Thailand-specific partnerships, language localization or office presence were found beyond that relationship.
SEA Localization
Multi-market, partner-led: distribution through PayMaya (Philippines), Rabbit LINE Pay (Thailand), Lazada and Tiki (Vietnam), plus a majority-owned insurance broker in Indonesia (PT Axle Asia). No stated Malaysia-specific partnership was found.
Main Competitor
Shopify
+ What works
  • Distribution partnerships are built around SEA's actual dominant consumer channels — e-wallets, telcos and marketplaces — not a generic regional rollout
  • Majority stake in an Indonesian insurance broker (PT Axle Asia) gives on-the-ground distribution rather than only an API relationship
  • Well-capitalized: $740M+ raised, including a 2025 round at a $2.1B valuation, reducing platform-continuity risk for partners
  • Single platform relationship can cover multiple SEA markets (Philippines, Thailand, Vietnam, Indonesia) instead of negotiating per-country insurance vendors
− What doesn't
  • ×B2B infrastructure platform — no public pricing; partner and insurer terms require a direct sales conversation
  • ×Not a consumer-facing product on its own; SEA end users interact with bolttech's insurance only through a partner's app (PayMaya, Globe, Lazada, etc.)
  • ×No confirmed direct SEA presence in Malaysia or Singapore-domestic consumer channels beyond its HQ, based on the named partnerships found
  • ×As an embedded-insurance intermediary, claims and underwriting ultimately sit with the partnering insurer, not bolttech itself

About bolttech

bolttech is a Singapore-headquartered insurtech founded in 2020 by Eric Gewirtzman and Rob Schimek. It operates a technology platform and API — the Embedded Insurance API, Distribution Engine, Agency Portal and Servicing Portal — that connects insurers, distribution partners and customers so that protection products can be sold at the point of a purchase rather than as a separate transaction. In Southeast Asia, bolttech's named distribution partners include PayMaya (a leading e-wallet in the Philippines), Rabbit LINE Pay in Thailand, and e-commerce platforms Lazada and Tiki (Vietnam); it also acquired a majority stake in Indonesian insurance broker PT Axle Asia in 2022, and partners with Globe Telecom in the Philippines on device-protection and upgrade programs including Gadget Xchange and Flagship Forever. Globally, the platform connects more than 700 distribution partners to over 230 insurers across more than 35 markets, and reported total funding above $740 million, including a $147 million Series C in June 2025 at a $2.1 billion valuation.

Key Features

Embedded Insurance API lets a distribution partner sell protection products inside its own checkout or app flow
Distribution Engine connects insurers to partner channels including telcos, e-wallets and e-commerce platforms
SEA distribution partners include PayMaya (Philippines e-wallet), Rabbit LINE Pay (Thailand) and Lazada
Partnership with Globe Telecom (Philippines) powers device-protection programs including Gadget Xchange and Flagship Forever
Majority stake in Indonesian insurance broker PT Axle Asia, acquired in 2022, for local distribution
Platform connects 700+ distribution partners to 230+ insurers offering 6,000+ products globally

Best For

E-wallets, telcos and e-commerce platforms in SEA wanting to embed insurance at checkout without building underwriting or claims infrastructureInsurers wanting distribution access into SEA e-wallets and telcos without negotiating each partnership individuallyDevice retailers and telcos wanting a device-protection or upgrade program, similar to Globe Telecom's Gadget Xchange in the PhilippinesBusinesses in Indonesia, the Philippines, Thailand and Vietnam wanting a single embedded-insurance partner across markets rather than country-by-country vendors

Southeast Asia Fit

bolttech's SEA distribution list is built around the region's dominant consumer channels rather than a generic insurance product: PayMaya in the Philippines, Rabbit LINE Pay in Thailand, Lazada regionally, Tiki in Vietnam, and a majority stake in an Indonesian insurance broker. That is how embedded insurance actually reaches SEA consumers — through the e-wallet, telco or marketplace they already use — rather than through a standalone insurance app.

Thailand fit
Partial. bolttech's confirmed Thailand distribution partner is Rabbit LINE Pay, a payment super-app; no additional Thailand-specific partnerships, language localization or office presence were found beyond that relationship.
SEA localization
Multi-market, partner-led: distribution through PayMaya (Philippines), Rabbit LINE Pay (Thailand), Lazada and Tiki (Vietnam), plus a majority-owned insurance broker in Indonesia (PT Axle Asia). No stated Malaysia-specific partnership was found.
Available in
  • Singapore
  • Philippines
  • Thailand
  • Vietnam
  • Indonesia
  • SEA
  • Global

Integrations

E-commerce
  • Lazada
Payment
  • PayMaya
  • Rabbit LINE Pay
Other
  • Globe Telecom

Related Analysis & Guides

FAQ · structured for LLM citation

The questions operators actually ask.

What is bolttech?

bolttech is a Singapore-headquartered insurtech that operates an embedded-insurance platform and API connecting insurers to distribution partners — telcos, e-wallets, e-commerce sites and retailers — so protection products can be sold at the point of purchase.

Which SEA partners does bolttech work with?

Named Southeast Asia distribution partners include PayMaya (Philippines e-wallet), Rabbit LINE Pay (Thailand), Lazada, Tiki (Vietnam) and Globe Telecom (Philippines, for device-protection programs Gadget Xchange and Flagship Forever). bolttech also holds a majority stake in Indonesian insurance broker PT Axle Asia.

How much has bolttech raised?

bolttech has raised more than $740 million in total funding, including a $147 million Series C round in June 2025 at a $2.1 billion valuation, with investors including Sumitomo Corporation.

Does bolttech sell insurance directly to consumers?

Not as a standalone consumer app. bolttech's embedded-insurance products reach SEA consumers through partner channels such as PayMaya, Globe Telecom and Lazada rather than through a bolttech-branded storefront.

Pricing

Modelcustom quote
Free tier✗ No

Details

CategoryFinance
Languagesen
Updated2026-08-20