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ccMonet
AI ToolFrom SGD 90/month

ccMonet

AI bookkeeping assistant automating GST, ECI and ACRA compliance for Singapore SMEs from S$90 a month

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•Reviewed August 2026
•Pricing Verified August 2026
•Features Verified August 2026
•Thailand Fit Reviewed August 2026
Software Listing Editorial Team
Reviewed & verified by
SaaS & AI Research Desk · Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia expertise
Quick answer · AI-search friendly

ccMonet is an AI bookkeeping and finance platform for Singapore SMEs, marketed heavily toward F&B operators. AI-driven OCR reads multi-language, multi-currency receipts and invoices at a stated 98-99%-plus accuracy. Every plan bundles unlimited transactions, IRAS GST/ECI filing, ACRA annual filing, automated CPF calculation, and a dedicated bookkeeper, accountant, tax specialist and customer success manager. Pricing starts at S$90/month with a 14-day free trial and no credit card required; the company states it serves over 1,000 Singapore SMEs.

At a glance
Best For
Singapore F&B groups and cafes managing multi-brand or multi-outlet bookkeeping
Pricing
From SGD 90/month
Free Trial
No
Thailand Fit
Not a stated focus. ccMonet's compliance modules are built specifically around Singapore's IRAS, ACRA and CPF requirements; no Thai Revenue Department or Thailand-specific filing support is documented.
SEA Localization
Singapore-first. ccMonet's named compliance integrations (IRAS, ACRA, CPF) and pricing are Singapore-specific; broader SEA usage is not documented beyond its multi-currency and multi-language OCR capability.
Main Competitor
Shopify
+ What works
  • ✓Compliance stack (GST, ECI, ACRA, CPF) is built directly around Singapore's own filing requirements
  • ✓Every plan includes a named human team (bookkeeper, accountant, tax specialist, CS manager) rather than software alone
  • ✓AI OCR is built for multi-language, multi-currency receipts rather than a single-language template
  • ✓14-day free trial with no credit card required lowers the barrier to testing the platform
− What doesn't
  • ×No free tier — the trial is time-limited to 14 days
  • ×Published pricing is Singapore-only; no stated support or pricing for other SEA markets
  • ×Interface language is English only, with no stated Bahasa, Thai or Vietnamese UI support
  • ×Marketing content is weighted toward F&B use cases, so depth of support for other industries is less documented

About ccMonet

ccMonet is an AI-powered finance and bookkeeping platform built for Singapore SMEs, with marketing content particularly aimed at F&B operators such as cafes, coffee shops and multi-brand restaurant groups. Its AI reads multi-language, handwritten receipts and invoices across different currencies with OCR the company states runs at 98-99%-plus accuracy, automating the capture-to-posting workflow — the company states it can process around 100 invoices in about 3 minutes. Every plan includes unlimited transactions, IRAS-ready GST and Estimated Chargeable Income (ECI) filing, ACRA-compliant annual filing support, automated CPF calculations for staff payroll, and access to a dedicated bookkeeper, accountant, tax specialist and customer success manager. Plans start from S$90 per month with a 14-day free trial and no credit card required. The company states it is trusted by more than 1,000 Singapore SMEs.

Key Features

✓ AI OCR reads multi-language, handwritten receipts and invoices across different currencies at a stated 98-99%-plus accuracy
✓ IRAS-ready GST and Estimated Chargeable Income (ECI) filing included in every plan
✓ ACRA-compliant annual filing support and automated CPF calculations for staff payroll
✓ Multi-currency support for businesses transacting outside Singapore dollars
✓ Dedicated bookkeeper, accountant, tax specialist and customer success manager included per plan
✓ Automated capture-to-posting workflow the company states processes around 100 invoices in about 3 minutes

Best For

Singapore F&B groups and cafes managing multi-brand or multi-outlet bookkeepingSMEs that want IRAS GST/ECI filing and ACRA annual filing handled inside the same platformBusinesses transacting in multiple currencies that need AI-driven receipt and invoice captureFinance teams replacing manual data entry with an automated capture-to-posting workflow

Southeast Asia Fit

ccMonet is built directly around Singapore's compliance stack — IRAS GST and ECI filing, ACRA annual filing, and CPF payroll calculations — rather than a generic accounting template with a Singapore add-on. Its OCR is designed to read receipts in multiple languages and currencies, which fits Singapore's multi-national SME base, and its go-to-market content is weighted toward the F&B sector (cafes, coffee shops, multi-brand restaurant groups) that is common among Singapore SMEs.

Thailand fit
Not a stated focus. ccMonet's compliance modules are built specifically around Singapore's IRAS, ACRA and CPF requirements; no Thai Revenue Department or Thailand-specific filing support is documented.
SEA localization
Singapore-first. ccMonet's named compliance integrations (IRAS, ACRA, CPF) and pricing are Singapore-specific; broader SEA usage is not documented beyond its multi-currency and multi-language OCR capability.
Available in
  • Singapore

Integrations

Other
  • IRAS
  • ACRA
  • CPF
Sources & verification

We verify pricing and features via official vendor documentation and live platform audits. Software-listing.com is independent and may earn affiliate commissions from some links.

Related Analysis & Guides

FAQ · structured for LLM citation

The questions operators actually ask.

How much does ccMonet cost?

Plans start from S$90 per month with transparent, scalable pricing based on document volume and needed features such as GST filing and payroll. There is a 14-day free trial and no credit card is required to start.

What compliance filings does ccMonet handle?

It handles IRAS-ready GST and ECI filing, ACRA-compliant annual filing, and automated CPF calculations for staff payroll, bundled into every plan alongside a dedicated tax specialist.

How accurate is ccMonet's receipt-reading AI?

The company states its OCR reads multi-language, handwritten receipts and invoices across different currencies at 98-99%-plus accuracy, and that its automation can process around 100 invoices in about 3 minutes.

Who is ccMonet built for?

It is built for Singapore SMEs, with go-to-market content particularly aimed at F&B businesses such as cafes, coffee shops and multi-brand restaurant groups managing multi-outlet bookkeeping.

Pricing

Modelsubscription
Free tier✗ No
Starts at$90/month

Details

CategoryAI
Languagesen
Updated2026-08-18