Dragonpay
Philippine payment aggregator for banks, e-wallets and over-the-counter channels
Dragonpay is a Philippine payment aggregator — now a Xendit company and BSP-regulated Payment System Operator — that unifies bank transfers, e-wallets (GCash, Maya, ShopeePay, GrabPay) and over-the-counter payments across 85+ channels and 35,000+ branches (7-Eleven, Cebuana, M Lhuillier) behind one API. Pricing is itemized per channel and published: ₱10 for online banking, ₱15-20 for OTC channels, plus industry-specific blended rates such as ₱15+2.5% for education, insurance or financing.
- ✓Widest published OTC coverage of any PH gateway in this catalog (85+ channels, 35,000+ branches)
- ✓Single API for banks, wallets, OTC and cards, useful for cross-border PSPs entering PH
- ✓Currently zero setup fee (promotional)
- ×Per-channel flat fees (₱10-20) can be pricier than percentage MDR for high-ticket sales
- ×E-wallet and card fees are described as variable/evaluation-based rather than a fixed published rate
- ×No Shopify/WooCommerce plugin named on Dragonpay's own site
About Dragonpay
Dragonpay, now operating as a Xendit company and a BSP-regulated Payment System Operator, is a Philippine payment aggregator unifying bank transfers, e-wallets (GCash, Maya, ShopeePay, GrabPay) and over-the-counter payments across more than 85 channels and 35,000+ branches (7-Eleven, Cebuana, M Lhuillier) behind one API. Pricing is itemized per channel: ₱10 for online banking, ₱15-20 for OTC channels, plus industry-specific blended rates.
Key Features
Best For
Southeast Asia Fit
Dragonpay, now operating as a Xendit company and a BSP-regulated Payment System Operator, is best known in the Philippines for its over-the-counter reach — more than 85 payment channels and 35,000+ branches including 7-Eleven, Cebuana and M Lhuillier — which matters for the share of Filipino shoppers who still pay cash-in at a physical counter rather than by card or e-wallet. Its published per-transaction pricing is itemized by channel rather than a single flat MDR.
- Philippines
Integrations
- Payment
- GCash
- Maya
- ShopeePay
- GrabPay
- Coins.ph
- WeChat Pay
- Alipay
- Other
- Over-the-counter (7-Eleven, Cebuana, M Lhuillier)
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Related Analysis & Guides
Expert Guides Recommending Dragonpay
The questions operators actually ask.
What is Dragonpay best known for in the Philippines?
Its over-the-counter payment network — more than 85 channels and 35,000+ branches including 7-Eleven, Cebuana and M Lhuillier — which lets customers pay cash at a physical counter for an online order, a channel most card-first gateways don't cover as deeply.
Is Dragonpay still independent?
No — Dragonpay now operates as a Xendit company, while continuing to run as its own BSP-regulated Payment System Operator and brand.