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Fazz
SaaSPaid

Fazz

All-in-one B2B finance platform for Southeast Asia businesses

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★ 4.3/5 · 620 reviews
via G2, Capterra or Trustpilot
•Pricing Verified May 2026
•Features Verified May 2026
•Thailand Fit Reviewed May 2026
Software Listing Editorial Team
Reviewed & verified by
SaaS & AI Research Desk · Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia expertise
Quick answer · AI-search friendly

Fazz is the leading B2B neobank for Southeast Asian businesses, especially those operating across Indonesia and Singapore. It offers zero-fee business accounts, QRIS and e-wallet payment acceptance, corporate cards, and invoice financing in one platform.

SEA scorecard

Judged on regional fit, not vendor glossies.

Methodology →
Thailand Fit
4/10

Fazz is built for Indonesia-Singapore primarily; Thai businesses should look at Opn or 2C2P instead.

SEA Localization
9/10

Deep Indonesian payment method coverage and Singapore regulatory compliance built-in.

LINE OA Readiness
3/10

Payment links can be shared via LINE but no direct LINE OA integration.

Marketplace Readiness
7/10

API-first makes it good for marketplace payout flows in Indonesia.

SME Affordability
10/10

No monthly fees is a genuine advantage over traditional business accounts in SEA.

At a glance
Best For
Singapore-based startups needing a business account without traditional bank bureaucracy
Pricing
Paid
Free Trial
Yes
Thailand Fit
4/10
SEA Localization
High (Indonesia and Singapore primary; Malaysia and Vietnam secondary)
Main Competitor
Aspire
+ What works
  • ✓Zero monthly fees — no minimum balance requirements
  • ✓Handles QRIS, OVO, GoPay, ShopeePay natively for Indonesia
  • ✓StraitsX integration makes it the go-to for SEA Web3 companies needing stablecoin rails
− What doesn't
  • ×Thailand coverage is limited — not the right tool for Thai-focused businesses
  • ×Lending products have strict eligibility requirements; new businesses may not qualify

About Fazz

Fazz (formerly Xfers) is a Singapore-headquartered digital financial services group serving businesses across Indonesia, Singapore, Malaysia, and Vietnam. It offers a business neobank account, payment acceptance, corporate cards, invoicing, and lending — all in one dashboard. Fazz processes over $6 billion in annualized GTV for companies from warung-scale to Fortune 500, with zero monthly fees and transparent per-transaction pricing. Its sister product StraitsX handles digital asset payments infrastructure for Web3 and fintech companies.

Key Features

✓ Business bank account with no monthly fees, no minimum balance for Singapore and Indonesian businesses
✓ Payment acceptance for QRIS, GoPay, OVO, ShopeePay, and bank transfers in Indonesia
✓ Corporate cards with spend controls for team expenses across multiple SEA countries
✓ Invoice financing and working capital loans for qualifying businesses
✓ StraitsX digital asset payments infrastructure for Web3 and fintech companies
✓ API-first architecture for integrating payment flows into your existing software stack

Best For

Singapore-based startups needing a business account without traditional bank bureaucracyIndonesian SMEs wanting integrated QRIS, e-wallet, and bank transfer payment acceptanceSEA fintech and Web3 companies needing digital asset payments via StraitsXCross-border businesses collecting revenue in multiple SEA countries from a single account
Sources & verification

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Related Analysis & Guides

FAQ · structured for LLM citation

The questions operators actually ask.

Is Fazz the same as Xfers?

Yes, Xfers rebranded to Fazz in 2022. The core payment infrastructure product for fintech companies runs under the StraitsX brand.

Pricing

Modeltransaction-based
Free tier✓ Yes
0

Details

CategoryFinance
Languagesen, id
Updated2026-05-29