Fazz
All-in-one B2B finance platform for Southeast Asia businesses
Fazz is the leading B2B neobank for Southeast Asian businesses, especially those operating across Indonesia and Singapore. It offers zero-fee business accounts, QRIS and e-wallet payment acceptance, corporate cards, and invoice financing in one platform.
Judged on regional fit, not vendor glossies.
Fazz is built for Indonesia-Singapore primarily; Thai businesses should look at Opn or 2C2P instead.
Deep Indonesian payment method coverage and Singapore regulatory compliance built-in.
Payment links can be shared via LINE but no direct LINE OA integration.
API-first makes it good for marketplace payout flows in Indonesia.
No monthly fees is a genuine advantage over traditional business accounts in SEA.
- ✓Zero monthly fees — no minimum balance requirements
- ✓Handles QRIS, OVO, GoPay, ShopeePay natively for Indonesia
- ✓StraitsX integration makes it the go-to for SEA Web3 companies needing stablecoin rails
- ×Thailand coverage is limited — not the right tool for Thai-focused businesses
- ×Lending products have strict eligibility requirements; new businesses may not qualify
About Fazz
Fazz (formerly Xfers) is a Singapore-headquartered digital financial services group serving businesses across Indonesia, Singapore, Malaysia, and Vietnam. It offers a business neobank account, payment acceptance, corporate cards, invoicing, and lending — all in one dashboard. Fazz processes over $6 billion in annualized GTV for companies from warung-scale to Fortune 500, with zero monthly fees and transparent per-transaction pricing. Its sister product StraitsX handles digital asset payments infrastructure for Web3 and fintech companies.
Key Features
Best For
Southeast Asia Fit
Fazz fills a genuine gap for SEA businesses that are too small for corporate banking but too complex for personal accounts. The Indonesia-Singapore corridor is particularly well-served — businesses that earn in IDR and need to pay suppliers in SGD can manage it without leaving the Fazz dashboard. Invoice financing is especially useful for Indonesian SMEs with 30-60 day payment terms from their enterprise customers. This is overkill for a solo freelancer, but for a 5-50 person business it's the kind of back-office tool that saves hours a week.
- Thailand fit
- 4/10
- SEA localization
- High (Indonesia and Singapore primary; Malaysia and Vietnam secondary)
- SEA
Integrations
- Payment
- QRIS
- GoPay
- OVO
- ShopeePay
- Other
- API
We verify pricing and features via official vendor documentation and live platform audits. Software-listing.com is independent and may earn affiliate commissions from some links.
Related Analysis & Guides
The questions operators actually ask.
Is Fazz the same as Xfers?
Yes, Xfers rebranded to Fazz in 2022. The core payment infrastructure product for fintech companies runs under the StraitsX brand.