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Financio
SaaSFrom USD 20/month

Financio

LHDN MyInvois-compliant cloud accounting built for Malaysian small businesses

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•Reviewed July 2026
•Pricing Verified July 2026
•Features Verified July 2026
•Thailand Fit Reviewed July 2026
Software Listing Editorial Team
Reviewed & verified by
SaaS & AI Research Desk · Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia expertise
Quick answer · AI-search friendly

Financio is a Malaysian cloud accounting platform best for SMEs and non-accountant owners who need LHDN MyInvois e-Invoice compliance without enterprise-grade complexity. Its SEA edge is being purpose-built for Malaysia's phased e-Invoice mandate, bundling e-Invoice submission, bank feeds, and multi-currency invoicing from USD20 a month on the Premier plan. Caveat: it targets Malaysia specifically, so multi-country SEA operators will need a broader regional accounting platform alongside it.

At a glance
Best For
Malaysian SMEs needing LHDN MyInvois e-Invoice compliance
Pricing
From USD 20/month
Free Trial
No
Thailand Fit
High
SEA Localization
Strong
Main Competitor
Shopify
+ What works
  • ✓LHDN MyInvois e-Invoice compliance built into the platform
  • ✓Daily automated bank feeds simplify reconciliation for small teams
  • ✓AI OCR scanning reduces manual data entry for receipts and bills
  • ✓Backed by ABSS/MYOB, giving it stability behind a low SME price point
− What doesn't
  • ×Malaysia-focused; not designed for multi-country SEA finance operations
  • ×Multi-currency invoicing is limited to the higher Premier tier
  • ×No permanent free plan, only a time-limited free trial
  • ×Smaller ecosystem and community than global accounting platforms

About Financio

Financio is a Malaysia-based cloud accounting platform, developed by Asian Business Software Solutions (part of ABSS/MYOB), designed for small business owners and non-accountants. It is fully compliant with LHDN's MyInvois e-Invoice system, offering daily automated bank feeds, multi-currency invoicing, AI OCR document scanning, and a mobile app for on-the-go bookkeeping.

Key Features

✓ LHDN MyInvois e-Invoice submission, tracking, and validation
✓ Daily automated bank transaction feeds and reconciliation
✓ Multi-currency invoicing and purchase bills on the Premier plan
✓ AI-powered OCR document scanning for receipts and bills
✓ CONNECT mobile app for on-the-go bookkeeping
✓ Integrations with banks, payroll, e-commerce, and payment gateways

Best For

Malaysian SMEs needing LHDN MyInvois e-Invoice complianceNon-accountant small business owners wanting simple cloud bookkeepingBusinesses invoicing in multiple currencies for cross-border SEA tradeRetailers needing bank feed reconciliation and inventory tracking

Southeast Asia Fit

Malaysia's LHDN e-Invoice mandate under MyInvois requires phased compliance for businesses through 2025 and 2026, and Financio is one of the lower-cost LHDN-compliant cloud accounting options built specifically for Malaysian SMEs and non-accountant owners, with e-Invoice submission bundled into its Premier plan.

Available in
  • SEA
  • Malaysia

Integrations

Other
  • Banks
  • Payroll
Sources & verification

We verify pricing and features via official vendor documentation and live platform audits. Software-listing.com is independent and may earn affiliate commissions from some links.

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FAQ · structured for LLM citation

The questions operators actually ask.

Is Financio LHDN e-Invoice compliant?

Yes. Financio supports LHDN MyInvois e-Invoice submission, tracking, and validation directly within the platform.

How much does Financio cost?

The Premier plan starts at USD20 per month (or USD240 per year) and includes unlimited invoices, multi-currency support, and unlimited priority support; a lower-cost Essentials plan is also available.

Does Financio have a free trial?

Yes. Financio offers a 30-day free trial of its Premier plan before requiring a paid subscription.

Pricing

Modelsubscription
Free tier✗ No
Starts at$20/month

Details

CategoryAccounting
LanguagesEN, MS
Updated2026-07-24