Financio
LHDN MyInvois-compliant cloud accounting built for Malaysian small businesses
Financio is a Malaysian cloud accounting platform best for SMEs and non-accountant owners who need LHDN MyInvois e-Invoice compliance without enterprise-grade complexity. Its SEA edge is being purpose-built for Malaysia's phased e-Invoice mandate, bundling e-Invoice submission, bank feeds, and multi-currency invoicing from USD20 a month on the Premier plan. Caveat: it targets Malaysia specifically, so multi-country SEA operators will need a broader regional accounting platform alongside it.
- ✓LHDN MyInvois e-Invoice compliance built into the platform
- ✓Daily automated bank feeds simplify reconciliation for small teams
- ✓AI OCR scanning reduces manual data entry for receipts and bills
- ✓Backed by ABSS/MYOB, giving it stability behind a low SME price point
- ×Malaysia-focused; not designed for multi-country SEA finance operations
- ×Multi-currency invoicing is limited to the higher Premier tier
- ×No permanent free plan, only a time-limited free trial
- ×Smaller ecosystem and community than global accounting platforms
About Financio
Financio is a Malaysia-based cloud accounting platform, developed by Asian Business Software Solutions (part of ABSS/MYOB), designed for small business owners and non-accountants. It is fully compliant with LHDN's MyInvois e-Invoice system, offering daily automated bank feeds, multi-currency invoicing, AI OCR document scanning, and a mobile app for on-the-go bookkeeping. Financio Malaysia publishes its accounting plans in ringgit: Essentials at RM50 a month (RM550 a year) and Premier at RM85 a month (RM935 a year), with Financio Payroll priced separately at RM75 and RM135 a month. It is the one Malaysian accounting product in this corpus that meters LHDN e-invoices as a line item rather than bundling them — Essentials lists 25 LHDN e-invoices and Premier 5,000.
Key Features
Best For
Southeast Asia Fit
Malaysia's LHDN e-Invoice mandate under MyInvois requires phased compliance for businesses through 2025 and 2026, and Financio is one of the lower-cost LHDN-compliant cloud accounting options built specifically for Malaysian SMEs and non-accountant owners, with e-Invoice submission bundled into its Premier plan.
- SEA
- Malaysia
Integrations
- Other
- Banks
- Payroll
- ↗Financio Accounting is priced at RM50/month (RM550/year) for Essentials and RM85/month (RM935/year) for Premier, prices effective from 1 December 2024; the plan table meters LHDN e-invoices at 25 on Essentials and 5,000 on Premier, and Financio Payroll is RM75 and RM135 a monthverified 2026-09-07
- ↗Financio Official Website
- ↗Financio Pricing Plans
- ↗SEA Operational Audit 2026
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Related Analysis & Guides
The questions operators actually ask.
Is Financio LHDN e-Invoice compliant?
Yes. Financio supports LHDN MyInvois e-Invoice submission, tracking, and validation directly within the platform.
How much does Financio cost?
The Premier plan starts at USD20 per month (or USD240 per year) and includes unlimited invoices, multi-currency support, and unlimited priority support; a lower-cost Essentials plan is also available.
Does Financio have a free trial?
Yes. Financio offers a 30-day free trial of its Premier plan before requiring a paid subscription.