GCash for Business
Philippines' largest e-wallet payment acceptance for merchants
GCash for Business is the merchant payment-acceptance product of GCash, the Philippines' largest e-wallet (reported ~94 million registered users). It charges a published 1.0% MDR on QR Ph/in-store QR payments and 3.2% on card payments, with real-time settlement to the merchant's GCash wallet. A 2025 sari-sari-store survey found 85% of store owners already use GCash for business versus 15% for Maya, though no authoritative overall e-wallet market-share percentage between the two is publicly confirmed.
- ✓Direct access to GCash's large existing wallet user base
- ✓Published 1.0% MDR on QR Ph — cheaper than accepting GCash through a third-party gateway
- ✓Real-time wallet settlement, next-banking-day bank transfer
- ×No Shopify/WooCommerce plugin confirmed on GCash's own business page — online integration depth is less clear than Maya Business or PayMongo
- ×Card MDR (3.2%) is on the higher end versus published competitor rates
- ×Some promotional fee waivers (e.g. a 2023 micro-merchant fee waiver) are time-bound, not standing pricing
About GCash for Business
GCash for Business is the merchant payment-acceptance product of GCash, the Philippines' largest e-wallet by registered users. It offers QR Ph-compatible in-store QR and Webpay for online checkout, with a published 1.0% MDR on QR Ph payments and 3.2% on card payments, settling in real time to the merchant's GCash wallet.
Key Features
Best For
Southeast Asia Fit
GCash for Business sits on top of the Philippines' largest e-wallet network — Globe Telecom disclosed roughly 94 million registered GCash users and 6 million merchants in its FY2024 results — and a 2025 survey of sari-sari store owners by Packworks found 85% already accept GCash for business versus 15% for Maya, though no single authoritative source publishes an overall e-wallet market-share split between the two. Its own published MDR (1.0% for QR Ph, 3.2% for cards) is lower on the QR side than Maya Business's GCash-acceptance rate (2.0%), since here GCash is the wallet operator rather than a third party.
- Philippines
Integrations
- Payment
- QR Ph
- GCash Webpay
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Expert Guides Recommending GCash for Business
The questions operators actually ask.
What is the GCash for Business merchant discount rate?
Per GCash's own Help Center, the standard published rate is 3.2% MDR on card payments and 1.0% MDR on QR Ph / in-store QR payments, with no standing setup or monthly fee unless stated in the merchant agreement.
Is GCash bigger than Maya in the Philippines?
By registered users, GCash is larger — Globe Telecom reported roughly 94 million registered GCash users versus Maya's reported 50 million-plus — and a 2025 sari-sari-store survey found 85% of store owners use GCash for business versus 15% for Maya. No single authoritative source publishes an overall market-share percentage for the whole e-wallet market, so treat these as directional, sourced data points rather than a definitive split.