GCash for Business
Philippines' largest e-wallet payment acceptance for merchants
GCash for Business is the merchant payment-acceptance product of GCash, the Philippines' largest e-wallet (reported ~94 million registered users). It charges a published 1.0% MDR on QR Ph/in-store QR payments and 3.2% on card payments, with real-time settlement to the merchant's GCash wallet. A 2025 sari-sari-store survey found 85% of store owners already use GCash for business versus 15% for Maya, though no authoritative overall e-wallet market-share percentage between the two is publicly confirmed.
- ✓Direct access to GCash's large existing wallet user base
- ✓Published 1.0% MDR on QR Ph — cheaper than accepting GCash through a third-party gateway
- ✓Real-time wallet settlement, next-banking-day bank transfer
- ×No Shopify/WooCommerce plugin confirmed on GCash's own business page — online integration depth is less clear than Maya Business or PayMongo
- ×Card MDR (3.2%) is on the higher end versus published competitor rates
- ×Some promotional fee waivers (e.g. a 2023 micro-merchant fee waiver) are time-bound, not standing pricing
About GCash for Business
GCash for Business is the merchant payment-acceptance product of GCash, the Philippines' largest e-wallet by registered users. It offers QR Ph-compatible in-store QR and Webpay for online checkout, with a published 1.0% MDR on QR Ph payments and 3.2% on card payments, settling in real time to the merchant's GCash wallet.
Key Features
Best For
Southeast Asia Fit
GCash for Business sits on top of the Philippines' largest e-wallet network — Globe Telecom disclosed roughly 94 million registered GCash users and 6 million merchants in its FY2024 results — and a 2025 survey of sari-sari store owners by Packworks found 85% already accept GCash for business versus 15% for Maya, though no single authoritative source publishes an overall e-wallet market-share split between the two. Its own published MDR (1.0% for QR Ph, 3.2% for cards) is lower on the QR side than Maya Business's GCash-acceptance rate (2.0%), since here GCash is the wallet operator rather than a third party.
- Philippines
Integrations
- Payment
- QR Ph
- GCash Webpay
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The questions operators actually ask.
What is the GCash for Business merchant discount rate?
Per GCash's own Help Center, the standard published rate is 3.2% MDR on card payments and 1.0% MDR on QR Ph / in-store QR payments, with no standing setup or monthly fee unless stated in the merchant agreement.
Is GCash bigger than Maya in the Philippines?
By registered users, GCash is larger — Globe Telecom reported roughly 94 million registered GCash users versus Maya's reported 50 million-plus — and a 2025 sari-sari-store survey found 85% of store owners use GCash for business versus 15% for Maya. No single authoritative source publishes an overall market-share percentage for the whole e-wallet market, so treat these as directional, sourced data points rather than a definitive split.