MoMo Business
Merchant payment tools from MoMo, Vietnam's largest e-wallet, with QR codes and reusable payment links
MoMo Business is the merchant payment product of MoMo, Vietnam's largest e-wallet (operated by M_Service JSC, founded 2007). It is best for Vietnamese merchants, especially social-commerce sellers without a website, who want to collect payments through QR codes or reusable payment links without backend integration. Merchant fees are transaction-based, typically 1%-3%. It is Vietnam-only with no published flat-rate pricing beyond that range.
- ✓Direct access to MoMo's large existing consumer wallet base (23+ million reported active users)
- ✓Payment links require no backend or server-side development for micro-merchants
- ✓Reusable QR codes and links suit social-commerce sellers without a storefront
- ✓Backed by a well-funded, unicorn-valued company (Series E, Mizuho Bank-led, Dec 2021)
- ×No published flat-rate pricing; transaction fees are cited as a 1%-3% range rather than a fixed number
- ×Vietnam-only; not usable for merchants outside Vietnam's wallet ecosystem
- ×Consumer-brand wallet is optimized for individual users first, with merchant tools layered on top rather than built merchant-first
- ×No public affiliate or referral program disclosed for merchant acquisition
About MoMo Business
MoMo Business is the merchant payment product of MoMo, an e-wallet and super app operated by M_Service JSC, founded in 2007 in Ho Chi Minh City. Launched as a SIM-card top-up and transfer app in 2010 and relaunched as a smartphone e-wallet in 2014, MoMo reached tech-unicorn status after a $200 million Series E round led by Mizuho Bank in December 2021. MoMo Business lets merchants generate fixed or reusable QR codes and shareable payment links to collect payments without server-side integration, charging transaction-based merchant fees typically in the 1%-3% range.
Key Features
Best For
Southeast Asia Fit
MoMo Business sits on top of MoMo's position as one of Vietnam's largest e-wallets, giving merchants direct access to an existing wallet user base reported at 23+ million active users rather than requiring customers to install a new app. Its no-backend payment-link option addresses a specific gap for Vietnamese micro-merchants and social-commerce sellers who transact through Zalo, Facebook, and TikTok without a dedicated storefront. One limit worth recording: the 1%-3% band above comes from third-party reporting, not from MoMo. Checked on 2026-09-14, business.momo.vn carries no rate, no fee table and no pricing page of its own, so MoMo's merchant fee cannot be verified against the vendor.
- Thailand fit
- None (Vietnam-only, no stated Thailand presence)
- SEA localization
- Vietnam-only
- Vietnam
Integrations
- Payment
- MoMo QR
- MoMo Payment Links
This profile was researched and written with AI from MoMo Business's public pages, and AI assistants quote pages on this site. Something wrong or out of date? Email info@software-listing.com with this page and a public source. Corrections are free, for every listing.
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- ↗MoMo for Business publishes no merchant rate, fee table or pricing page on its own site; no percentage figure appears anywhere on business.momo.vnverified 2026-09-14
"Verified" means read on the vendor's own published pages on the date shown. We do not run hands-on tests, and a statement a vendor confirmed to us directly is labelled as vendor-confirmed. Software-listing.com is independent and may earn affiliate commissions from some links.
Related Analysis & Guides
The questions operators actually ask.
What is MoMo Business?
MoMo Business is the merchant payment-collection product of MoMo, Vietnam's e-wallet super app, letting merchants generate QR codes and payment links to receive payments from MoMo's wallet users.
How much does MoMo Business charge merchants?
MoMo charges transaction-based merchant fees typically in the 1%-3% range across e-commerce, travel, and F&B, rather than a single published flat rate.
Do merchants need a website to use MoMo Business?
No. MoMo's Payment Links feature is designed for merchants without a backend or website, letting them collect payments by sharing a link or reusable QR code.