senangPay
Self-serve SME payment gateway in Malaysia with published FPX, card and e-wallet fees
senangPay (senangPay-DOKU) is a self-serve Malaysian payment gateway built for SMEs and social sellers, with published per-transaction fees — FPX at RM1 or 1.5% (whichever is higher), cards at RM0.65 or 2.5%, and e-wallets at RM0.65 or 1.5% — plus BNPL options via SPayLater, Grab PayLater and Atome. Unlike bank-issued gateways or eGHL, pricing is public and signup is instant rather than application-based.
- ✓Publishes exact per-transaction fees instead of requiring a custom quote
- ✓Instant self-serve activation, no bank-style application
- ✓Built-in BNPL options (SPayLater, Grab PayLater, Atome)
- ×Enterprise tier pricing is still custom/negotiated, not published
- ×Card fee (RM0.65 or 2.5%) is higher than some competitors' published rates
- ×Yearly subscription fee on top of per-transaction charges
About senangPay
senangPay (operating as senangPay-DOKU) is a Malaysian payment gateway built for SMEs and social sellers, offering instant online activation instead of a bank-style application process. It publishes its per-transaction fees directly: FPX at RM1 or 1.5% (whichever is higher), local cards at RM0.65 or 2.5% (whichever is higher), and e-wallets at RM0.65 or 1.5% (whichever is higher), plus a yearly plan fee. It also supports BNPL checkout options via SPayLater, Grab PayLater and Atome.
Key Features
Best For
Southeast Asia Fit
senangPay positions itself as Malaysia's SME-first payment gateway, with instant online activation instead of the bank-style application process used by eGHL or the bank payment gateways. It publishes its per-transaction fees directly on its pricing page, which makes it easier for a small merchant to estimate costs before signing up than gateways that only quote custom rates. Read on senangpay.com/pricing on 2026-09-14: Starter is RM199/year and Advance RM349/year, both currently discounted by RM50 under a promotional code, with FPX at RM1 or 1.5% (whichever is higher), local cards at RM0.65 or 2.5%, e-wallets at RM0.65 or 1.5%, and BNPL from 2.0% (SPayLater) to 6.0% (Grab PayLater). It does not offer DuitNow QR.
- Malaysia
Integrations
- E-commerce
- WooCommerce
- WordPress
- Shopify
- Payment
- FPX
- Touch 'n Go
- GrabPay
- Atome
This profile was researched and written with AI from senangPay's public pages, and AI assistants quote pages on this site. Something wrong or out of date? Email [email protected] with this page and a public source. Corrections are free, for every listing.
How listings and corrections work →- ↗senangPay lists Starter at RM199/year and Advance at RM349/year (each RM50 off under a promo code), FPX at RM1 or 1.5% whichever is higher, local cards at RM0.65 or 2.5%, e-wallets at RM0.65 or 1.5%, SPayLater 2.0%, Grab PayLater 6.0%, Atome 5.5%; no DuitNow QR option is listedverified 2026-09-14
- ↗senangPay Official Website
- ↗senangPay Pricing Plans
- ↗SEA Operational Audit 2026
"Verified" means read on the vendor's own published pages on the date shown. We do not run hands-on tests, and a statement a vendor confirmed to us directly is labelled as vendor-confirmed. Software-listing.com is independent and may earn affiliate commissions from some links.
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The questions operators actually ask.
How much does senangPay charge per transaction?
Published rates are FPX at RM1 or 1.5% (whichever is higher), local cards at RM0.65 or 2.5% (whichever is higher), and e-wallets at RM0.65 or 1.5% (whichever is higher), on top of a yearly plan fee starting at RM149 (promotional rate).
Does senangPay support BNPL?
Yes — senangPay lists SPayLater (2.0%), Grab PayLater (6.0%) and Atome (5.5%) as buy-now-pay-later options at checkout.