Silot
Singapore-founded AI banking platform with offices in Bangkok, Jakarta, and Kuala Lumpur
Silot is a Singapore-founded AI banking platform best for financial institutions in Thailand, Indonesia, and Malaysia needing unified payment processing, merchant onboarding/KYC, and AI-driven anti-fraud tooling. Its edge is a direct regional office network (Bangkok, Jakarta, Kuala Lumpur) and named deployments at Bank of Ayudhya (Krungsri Bank) and Nobu Bank (Lippo Group). Pricing is fully custom and quote-only, aimed at bank-scale procurement rather than SMEs.
Judged on regional fit, not vendor glossies.
Krungsri Bank (Bank of Ayudhya), Thailand's largest card issuer, is a named client and co-investor.
Offices in Singapore, Bangkok, Jakarta, and Kuala Lumpur with clients across multiple SEA banking markets.
Silot serves bank back-office and merchant infrastructure, not chat-based commerce channels.
Not built for e-commerce marketplace sync; its scope is banking payment and compliance infrastructure.
Enterprise banking pricing model with no published tier suited to small businesses.
- ✓Named deployments at major SEA banks: Bank of Ayudhya (Krungsri Bank) and Nobu Bank (Lippo Group)
- ✓Dedicated regional offices in Bangkok, Jakarta, and Kuala Lumpur, not just a Singapore HQ
- ✓Knowledge-graph approach unifies payment, onboarding, and AML data that are often siloed inside banks
- ✓Backed by co-investment from Krungsri Bank and recognized by Visa's Everywhere Initiative APAC
- ×Fully custom, quote-only pricing with no published starting price or self-serve tier
- ×Enterprise banking sales cycle makes it unsuitable for SMEs or fast pilots
- ×English-only public materials despite operating in Thai- and Bahasa-speaking markets
- ×Narrow focus on banking/merchant AI rather than general-purpose AI tooling
About Silot
Silot is a Singapore-headquartered AI company founded in 2017 that builds knowledge-graph AI for banks and merchants in Southeast Asia, with product and operations staff based in Singapore and regional offices in Bangkok, Jakarta, and Kuala Lumpur. Its clients include Bank of Ayudhya (Krungsri Bank), Thailand's largest card issuer, and Nobu Bank under Lippo Group in Indonesia, spanning unified payment processing, merchant onboarding/KYC, and anti-fraud/AML compliance.
Key Features
Best For
Southeast Asia Fit
Silot's product and operations team is based in Singapore with dedicated offices in Bangkok, Jakarta, and Kuala Lumpur. Its named clients include Bank of Ayudhya (Krungsri Bank), Thailand's largest card issuer, and Nobu Bank under Lippo Group in Indonesia, giving it direct deployment experience inside two of SEA's largest banking markets.
- Thailand fit
- 7/10
- SEA localization
- Strong (SG, TH, ID, MY)
- Singapore
- Thailand
- Indonesia
- Malaysia
Integrations
- Other
- Bank of Ayudhya (Krungsri Bank)
- Nobu Bank (Lippo Group)
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The questions operators actually ask.
Is Silot available to small businesses in SEA?
No. Silot sells directly to banks and large merchant networks with custom, quote-only pricing; it is not a self-serve SME tool.
Which SEA banks use Silot?
Silot's named clients include Bank of Ayudhya (Krungsri Bank) in Thailand, Thailand's largest card issuer, and Nobu Bank under Lippo Group in Indonesia.
Where is Silot based?
Silot's product and operations team is headquartered in Singapore, with additional offices in Bangkok, Jakarta, and Kuala Lumpur.