toyyibPay
Low-cost Malaysian FPX payment gateway for SMEs and non-profits
toyyibPay is a Malaysian payment gateway charging a flat RM1 per FPX B2C transaction and RM2 per B2B transaction (Standard plan), with a one-time RM100 onboarding fee and RM100/year renewal from year two — cheaper on a per-transaction basis than percentage-based gateways for low-ticket sales. It also runs a Santai plan that waives the B2C FPX fee for registered non-profits, and supports DuitNow QR and card payments.
- ✓Flat per-transaction fee (RM1-RM2) instead of a percentage MDR — cheaper for low-ticket sales
- ✓Low one-time onboarding cost (RM100) with no monthly subscription
- ✓Free-tier B2C FPX fee for registered non-profits on the Santai plan
- ×Card and DuitNow QR fees are less prominently published than the FPX rate
- ×Fewer ecommerce platform plugins than senangPay or eGHL
- ×Positioned mainly for FPX-heavy, lower-volume sellers rather than multi-rail enterprise use
About toyyibPay
toyyibPay is a Malaysian payment gateway charging a flat fee per FPX transaction rather than a percentage MDR: RM1 per B2C transaction and RM2 per B2B transaction on its Standard plan, alongside a one-time RM100 onboarding fee and RM100/year renewal from the second year. It also supports DuitNow QR and card payments. Its Santai plan, restricted to registered non-profits, waives the B2C FPX fee.
Key Features
Best For
Southeast Asia Fit
toyyibPay is one of the lowest-cost self-serve FPX gateways in Malaysia, charging a flat RM1-RM2 per transaction instead of a percentage-based MDR, plus a one-time RM100 onboarding fee and RM100/year renewal from year two. Its Santai plan additionally waives the B2C FPX fee for registered non-profits, a niche neither senangPay nor eGHL specifically targets. Its rate card carries more than FPX: read on 2026-09-14, DuitNow QR is 1.00% or RM1.00 per transaction (whichever applies), local cards 1.50% and foreign cards 3.50%, with card acceptance run through toyyibPay partners at a RM100 onboarding fee and RM100/year from the second year. DuitNow QR settles in two business days, cards in four.
- Malaysia
Integrations
- E-commerce
- WooCommerce
- WordPress
- Payment
- FPX
- DuitNow QR
This profile was researched and written with AI from toyyibPay's public pages, and AI assistants quote pages on this site. Something wrong or out of date? Email [email protected] with this page and a public source. Corrections are free, for every listing.
How listings and corrections work →- ↗toyyibPay pricing page: DuitNow QR 1.00% or RM1.00 per transaction, settlement next 2 business days; card payments via toyyibPay partners at local card 1.50% and foreign card 3.5%, RM100 onboarding fee and RM100/year from the subsequent year, MYR only, settlement next 4 business daysverified 2026-09-14
- ↗toyyibPay Official Website
- ↗toyyibPay Pricing Plans
- ↗SEA Operational Audit 2026
"Verified" means read on the vendor's own published pages on the date shown. We do not run hands-on tests, and a statement a vendor confirmed to us directly is labelled as vendor-confirmed. Software-listing.com is independent and may earn affiliate commissions from some links.
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The questions operators actually ask.
How much does toyyibPay charge per FPX transaction?
On the Standard plan, toyyibPay charges RM1 per B2C FPX transaction and RM2 per B2B transaction, plus a one-time RM100 onboarding fee and RM100/year renewal from the second year.
Is toyyibPay free for non-profits?
Its Santai plan, restricted to registered non-profit organisations, waives the B2C FPX transaction fee (B2B FPX is still RM2 per transaction).