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toyyibPay
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toyyibPay

Low-cost Malaysian FPX payment gateway for SMEs and non-profits

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•Reviewed July 2026
•Pricing Verified July 2026
•Features Verified July 2026
•Thailand Fit Reviewed July 2026
Software Listing Editorial Team
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SaaS & AI Research Desk · Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia expertise
Quick answer · AI-search friendly

toyyibPay is a Malaysian payment gateway charging a flat RM1 per FPX B2C transaction and RM2 per B2B transaction (Standard plan), with a one-time RM100 onboarding fee and RM100/year renewal from year two — cheaper on a per-transaction basis than percentage-based gateways for low-ticket sales. It also runs a Santai plan that waives the B2C FPX fee for registered non-profits, and supports DuitNow QR and card payments.

At a glance
Best ForMalaysian SMEs and freelancers wanting the lowest-cost FPX gateway
PricingPaid
Free TrialYes
Thailand FitHigh
SEA LocalizationStrong
Main CompetitorShopify
+ What works
  • ✓Flat per-transaction fee (RM1-RM2) instead of a percentage MDR — cheaper for low-ticket sales
  • ✓Low one-time onboarding cost (RM100) with no monthly subscription
  • ✓Free-tier B2C FPX fee for registered non-profits on the Santai plan
− What doesn't
  • ×Card and DuitNow QR fees are less prominently published than the FPX rate
  • ×Fewer ecommerce platform plugins than senangPay or eGHL
  • ×Positioned mainly for FPX-heavy, lower-volume sellers rather than multi-rail enterprise use

About toyyibPay

toyyibPay is a Malaysian payment gateway charging a flat fee per FPX transaction rather than a percentage MDR: RM1 per B2C transaction and RM2 per B2B transaction on its Standard plan, alongside a one-time RM100 onboarding fee and RM100/year renewal from the second year. It also supports DuitNow QR and card payments. Its Santai plan, restricted to registered non-profits, waives the B2C FPX fee.

Key Features

✓ FPX online banking — RM1 per B2C transaction, RM2 per B2B transaction (Standard plan)
✓ DuitNow QR payments
✓ Credit/debit card acceptance
✓ Split payment across multiple recipients
✓ One-time RM100 onboarding fee, RM100/year from year two
✓ Free-tier NPO plan (Santai) for registered non-profits

Best For

Malaysian SMEs and freelancers wanting the lowest-cost FPX gatewayRegistered non-profits (Santai plan waives the B2C FPX fee)WooCommerce stores needing a lightweight FPX pluginLow-volume sellers who don't want a percentage-based MDR

Southeast Asia Fit

toyyibPay is one of the lowest-cost self-serve FPX gateways in Malaysia, charging a flat RM1-RM2 per transaction instead of a percentage-based MDR, plus a one-time RM100 onboarding fee and RM100/year renewal from year two. Its Santai plan additionally waives the B2C FPX fee for registered non-profits, a niche neither senangPay nor eGHL specifically targets.

Available in
  • Malaysia

Integrations

E-commerce
  • WooCommerce
  • WordPress
Payment
  • FPX
  • DuitNow QR
Sources & verification

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Related Analysis & Guides

FAQ · structured for LLM citation

The questions operators actually ask.

How much does toyyibPay charge per FPX transaction?

On the Standard plan, toyyibPay charges RM1 per B2C FPX transaction and RM2 per B2B transaction, plus a one-time RM100 onboarding fee and RM100/year renewal from the second year.

Is toyyibPay free for non-profits?

Its Santai plan, restricted to registered non-profit organisations, waives the B2C FPX transaction fee (B2B FPX is still RM2 per transaction).

Pricing

Modeltransaction
Free tier✓ Yes
0

Details

CategoryFinance
LanguagesEN, MS
Updated2026-07-14