AI ToolFrom $0.4/score
Trusting Social
Singapore and Vietnam-built telco-data alternative credit scoring AI used by SEA banks and lenders
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⭐ 4.4/5 · 167 reviews
via G2, Capterra or Trustpilot
About Trusting Social
Trusting Social is a Singapore and Ho Chi Minh-headquartered alternative credit scoring AI combining telco data, social network signals, and behavioral patterns for SEA bank, BNPL, and digital lender underwriting. Used by Vietcombank, VPBank, and major SEA financial institutions to score thin-file consumers across Vietnam, Indonesia, the Philippines, and India.
Key Features
✓ Telco data-driven credit scoring with carrier partnerships across SEA
✓ Social network signal aggregation for behavioral risk modeling
✓ Sub-3-second decisioning at point of loan application
✓ Validated default prediction across 1+ billion scored applications
✓ BNM, OJK, BSP-aligned model governance documentation
✓ API and SDK with Vietnamese, Indonesian, English deployment support
Best For
Vietnamese banks scoring thin-file urban and rural consumersIndonesian BNPL and digital lenders extending credit beyond bureau coverageFilipino digital banks underwriting overseas worker remittance customersSEA telcos monetizing customer data through credit and lending partnerships
Pricing
Modeltransaction
Free tier✗ No
Starts at$0.4/score
Details
CategoryAI Assistant
LanguagesEN, VI, ID
Updated2026-05-07