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Zahir Accounting
SaaSFrom IDR 150000/month

Zahir Accounting

Jakarta-founded accounting and ERP software built around Indonesian PSAK, PPN, and e-Faktur tax rules

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Reviewed August 2026
Pricing Verified August 2026
Features Verified August 2026
Thailand Fit Reviewed August 2026
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SaaS & AI Research Desk · Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia expertise
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Zahir Accounting is Jakarta-founded (1996) Indonesian accounting and ERP software from PT Zahir Internasional, built around PSAK financial-reporting standards, PPN/PPh tax calculation with e-Faktur integration, and reconciliation with Indonesian banks like BCA and Mandiri. It is best for Indonesian SMEs needing PSAK-compliant multi-branch accounting, and it also has a Malaysian product line through Zahir Software Sdn Bhd in Kuala Lumpur plus reported users in Singapore and Brunei. Caveat: exact current customer counts vary across the company's own marketing pages (from roughly 30,000 to 140,000+ users depending on the source and year), and it has far less SEA-directory brand recognition than newer cloud-native competitors like Accurate Online or Jurnal by Mekari.

SEA scorecard

Judged on regional fit, not vendor glossies.

Methodology →
Thailand Fit
0/10

No Thai language, tax authority integration, or local payment-rail support found; product targets Indonesian and Malaysian statutory rules.

SEA Localization
6/10

Deep Indonesia-specific compliance plus a genuine Malaysia product line and reported Singapore/Brunei users, but no Thai, Vietnamese, or Filipino localization.

LINE OA Readiness
0/10

No LINE Official Account integration found; product is accounting/ERP-focused.

Marketplace Readiness
3/10

Zahir ERP exposes an API used for third-party marketplace and online-store integrations, but no confirmed direct Shopee/Tokopedia/Lazada connector.

SME Affordability
7/10

Entry-level Zahir Online plan is priced around Rp 150,000/month, affordable for small Indonesian businesses, with flexible 3/6/12-month subscription terms and a pay-as-you-go voucher option.

At a glance
Best For
Indonesian SMEs and mid-sized companies needing PSAK-compliant financial reporting
Pricing
From IDR 150000/month
Free Trial
No
Thailand Fit
0/10 (no Thai-language interface, PromptPay, or Thai Revenue Department e-tax integration found; built for Indonesian PSAK/PPN and Malaysian markets)
SEA Localization
Deep for Indonesia (PSAK, PPN/PPh, e-Faktur) with a genuine secondary Malaysia product line and reported Singapore/Brunei users; not localized for Thailand, Vietnam, or the Philippines
Main Competitor
Accurate Online
+ What works
  • Built specifically around Indonesian PSAK financial reporting and PPN/e-Faktur tax rules
  • Nearly three decades of continuous operation (since 1996), unusually long for an Indonesian accounting SaaS vendor
  • Genuine multi-country footprint via a dedicated Malaysia product line, beyond Indonesia alone
  • Offers both offline/desktop and cloud (Zahir Online) editions, useful where connectivity is unreliable
− What doesn't
  • ×Older product architecture and UI compared to newer cloud-native Indonesian competitors like Accurate Online or Jurnal
  • ×Self-reported user counts are inconsistent across the company's own pages over time
  • ×Bank reconciliation (SmartLink e-Banking) is limited to a short list of named Indonesian banks (BCA, Mandiri, UOB)
  • ×No Thailand, Vietnam, or Philippines localization despite serving several other SEA/Asia-Pacific markets

About Zahir Accounting

Zahir Accounting is Indonesian accounting software from PT Zahir Internasional, founded in 1996 by Fadil Fuad Basymeleh while he was a student at Institut Teknologi Bandung (ITB), and headquartered in Jakarta with a Malaysian affiliate, Zahir Software Sdn Bhd, in Kuala Lumpur. It provides desktop, hybrid, and online (Zahir Online) accounting editions covering general ledger, multi-branch and multi-company consolidation, inventory, and multi-currency transactions, formatted to Indonesian PSAK financial-reporting standards. Its SmartLink Tax module automates PPN, PPh 23, and PB1 tax calculation with e-Faktur integration, and SmartLink e-Banking imports and reconciles bank statements from banks including BCA, Mandiri, and UOB.

Key Features

PSAK-formatted financial reports: balance sheet, income statement, and cash flow
SmartLink Tax module automating PPN, PPh 23, and PB1 with e-Faktur integration
SmartLink e-Banking for automatic bank statement import and reconciliation (BCA, Mandiri, UOB)
Multi-branch and multi-company consolidation with real-time reporting across locations
Multi-currency transaction support for businesses trading beyond Indonesia
Inventory management with multi-warehouse stock, minimum/maximum stock alerts, and stock-opname

Best For

Indonesian SMEs and mid-sized companies needing PSAK-compliant financial reportingMulti-branch retailers or distributors consolidating accounts across several Indonesian citiesBusinesses needing automated PPN/e-Faktur tax invoice complianceCompanies operating in both Indonesia and Malaysia wanting one accounting vendor

Southeast Asia Fit

Zahir Accounting was built from the start around Indonesian statutory requirements: PSAK financial-reporting formats, PPN/PPh tax calculation, and direct e-Faktur tax-invoice integration, plus bank reconciliation with major Indonesian banks (BCA, Mandiri, UOB). Through its Malaysian affiliate, Zahir Software Sdn Bhd in Kuala Lumpur, it also offers a localized Malay/English product for Malaysia, and the company reports users in Singapore and Brunei, giving it multi-country reach that is unusual among Indonesia-founded accounting vendors, most of which stay single-country.

Thailand fit
0/10 (no Thai-language interface, PromptPay, or Thai Revenue Department e-tax integration found; built for Indonesian PSAK/PPN and Malaysian markets)
SEA localization
Deep for Indonesia (PSAK, PPN/PPh, e-Faktur) with a genuine secondary Malaysia product line and reported Singapore/Brunei users; not localized for Thailand, Vietnam, or the Philippines
Available in
  • Indonesia
  • Malaysia
  • Singapore
  • Brunei

Integrations

Other
  • e-Faktur (Indonesian tax invoice system)
  • BCA
  • Bank Mandiri
  • UOB
  • Zahir POS

Related Analysis & Guides

FAQ · structured for LLM citation

The questions operators actually ask.

Is Zahir Accounting compliant with Indonesian accounting standards?

Yes. Zahir Accounting generates financial reports (balance sheet, income statement, cash flow) formatted to Indonesian PSAK standards and automates PPN, PPh 23, and PB1 tax calculations with e-Faktur integration.

Does Zahir Accounting only serve Indonesia?

No. While Indonesia is its home and deepest market, Zahir also has a dedicated Malaysia product distributed by Zahir Software Sdn Bhd in Kuala Lumpur, and the company reports users in Singapore and Brunei as well.

How much does Zahir Accounting cost?

Zahir Online's entry-level Small Business plan is priced at around Rp 150,000 per month on an annual subscription (VAT included), with higher Medium Business and Enterprise Business tiers, plus a separate one-time-purchase desktop edition (Zahir Accounting 7).

Pricing

Modelsubscription
Free tier✗ No
Starts at$150000/month

Details

CategoryFinance & Accounting
LanguagesID, MS, EN
Updated2026-08-27