Zahir Accounting
Jakarta-founded accounting and ERP software built around Indonesian PSAK, PPN, and e-Faktur tax rules
Zahir Accounting is Jakarta-founded (1996) Indonesian accounting and ERP software from PT Zahir Internasional, built around PSAK financial-reporting standards, PPN/PPh tax calculation with e-Faktur integration, and reconciliation with Indonesian banks like BCA and Mandiri. It is best for Indonesian SMEs needing PSAK-compliant multi-branch accounting, and it also has a Malaysian product line through Zahir Software Sdn Bhd in Kuala Lumpur plus reported users in Singapore and Brunei. Caveat: exact current customer counts vary across the company's own marketing pages (from roughly 30,000 to 140,000+ users depending on the source and year), and it has far less SEA-directory brand recognition than newer cloud-native competitors like Accurate Online or Jurnal by Mekari.
Judged on regional fit, not vendor glossies.
No Thai language, tax authority integration, or local payment-rail support found; product targets Indonesian and Malaysian statutory rules.
Deep Indonesia-specific compliance plus a genuine Malaysia product line and reported Singapore/Brunei users, but no Thai, Vietnamese, or Filipino localization.
No LINE Official Account integration found; product is accounting/ERP-focused.
Zahir ERP exposes an API used for third-party marketplace and online-store integrations, but no confirmed direct Shopee/Tokopedia/Lazada connector.
Entry-level Zahir Online plan is priced around Rp 150,000/month, affordable for small Indonesian businesses, with flexible 3/6/12-month subscription terms and a pay-as-you-go voucher option.
- ✓Built specifically around Indonesian PSAK financial reporting and PPN/e-Faktur tax rules
- ✓Nearly three decades of continuous operation (since 1996), unusually long for an Indonesian accounting SaaS vendor
- ✓Genuine multi-country footprint via a dedicated Malaysia product line, beyond Indonesia alone
- ✓Offers both offline/desktop and cloud (Zahir Online) editions, useful where connectivity is unreliable
- ×Older product architecture and UI compared to newer cloud-native Indonesian competitors like Accurate Online or Jurnal
- ×Self-reported user counts are inconsistent across the company's own pages over time
- ×Bank reconciliation (SmartLink e-Banking) is limited to a short list of named Indonesian banks (BCA, Mandiri, UOB)
- ×No Thailand, Vietnam, or Philippines localization despite serving several other SEA/Asia-Pacific markets
About Zahir Accounting
Zahir Accounting is Indonesian accounting software from PT Zahir Internasional, founded in 1996 by Fadil Fuad Basymeleh while he was a student at Institut Teknologi Bandung (ITB), and headquartered in Jakarta with a Malaysian affiliate, Zahir Software Sdn Bhd, in Kuala Lumpur. It provides desktop, hybrid, and online (Zahir Online) accounting editions covering general ledger, multi-branch and multi-company consolidation, inventory, and multi-currency transactions, formatted to Indonesian PSAK financial-reporting standards. Its SmartLink Tax module automates PPN, PPh 23, and PB1 tax calculation with e-Faktur integration, and SmartLink e-Banking imports and reconciles bank statements from banks including BCA, Mandiri, and UOB.
Key Features
Best For
Southeast Asia Fit
Zahir Accounting was built from the start around Indonesian statutory requirements: PSAK financial-reporting formats, PPN/PPh tax calculation, and direct e-Faktur tax-invoice integration, plus bank reconciliation with major Indonesian banks (BCA, Mandiri, UOB). Through its Malaysian affiliate, Zahir Software Sdn Bhd in Kuala Lumpur, it also offers a localized Malay/English product for Malaysia, and the company reports users in Singapore and Brunei, giving it multi-country reach that is unusual among Indonesia-founded accounting vendors, most of which stay single-country.
- Thailand fit
- 0/10 (no Thai-language interface, PromptPay, or Thai Revenue Department e-tax integration found; built for Indonesian PSAK/PPN and Malaysian markets)
- SEA localization
- Deep for Indonesia (PSAK, PPN/PPh, e-Faktur) with a genuine secondary Malaysia product line and reported Singapore/Brunei users; not localized for Thailand, Vietnam, or the Philippines
- Indonesia
- Malaysia
- Singapore
- Brunei
Integrations
- Other
- e-Faktur (Indonesian tax invoice system)
- BCA
- Bank Mandiri
- UOB
- Zahir POS
- ↗PT Zahir Internasional was founded in 1996 by Fadil Fuad Basymeleh, is headquartered in Jakarta, and has branch offices in cities including Yogyakarta, Malang, Surabaya, Bandung, and Palembangverified 2026-08-27
- ↗Zahir Online's Small Business plan is priced at Rp 150,000/month (annual subscription, VAT included) with additional Medium Business and Enterprise Business tiersverified 2026-08-27
- ↗Zahir Accounting is used by over 70,000 users across more than 40 cities in Indonesia, Malaysia, Singapore, and Brunei Darussalam, and is distributed in Malaysia by Zahir Software Sdn Bhd, based in Kuala Lumpurverified 2026-08-27
- ↗Zahir Internasional describes itself as a technology company with more than 26 years of experience providing accounting and business softwareverified 2026-08-27
- ↗Zahir Accounting Official Website
- ↗Zahir Accounting Pricing Plans
- ↗SEA Operational Audit 2026
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Related Analysis & Guides
The questions operators actually ask.
Is Zahir Accounting compliant with Indonesian accounting standards?
Yes. Zahir Accounting generates financial reports (balance sheet, income statement, cash flow) formatted to Indonesian PSAK standards and automates PPN, PPh 23, and PB1 tax calculations with e-Faktur integration.
Does Zahir Accounting only serve Indonesia?
No. While Indonesia is its home and deepest market, Zahir also has a dedicated Malaysia product distributed by Zahir Software Sdn Bhd in Kuala Lumpur, and the company reports users in Singapore and Brunei as well.
How much does Zahir Accounting cost?
Zahir Online's entry-level Small Business plan is priced at around Rp 150,000 per month on an annual subscription (VAT included), with higher Medium Business and Enterprise Business tiers, plus a separate one-time-purchase desktop edition (Zahir Accounting 7).