Indonesia Coretax & e-Faktur Software: What VAT Businesses Need Now
Coretax replaced Indonesia's separate e-Faktur application at the end of 2025. Here is how VAT (PPN) invoicing works under Coretax now, and which tax and accounting software (OnlinePajak, Mekari Jurnal, HashMicro, Accurate, Kledo) connect to it.
Since the Directorate General of Taxes (DJP) rolled out **Coretax** (the Core Tax Administration System) and folded the separate **e-Faktur** application into it by the end of 2025, every VAT-registered business (**PKP**) now issues and clears tax invoices directly through Coretax. Invoices are submitted in the required XML format, validated, and stamped with a serial number (NSFP) and QR code — without which they are invalid for VAT credit. You do not have to buy software: the Coretax **web portal is free and is the mandatory route for most small and mid-size taxpayers**. Paid tools add value on top — **OnlinePajak** (a DJP-certified PJAP integrated with Coretax), **Mekari Jurnal** and **HashMicro** connect your bookkeeping to Coretax so PPN and e-Faktur reporting happen without re-keying. Confirm each vendor's current Coretax support before committing, since the rollout is still stabilizing.
| Option | Type | How it handles Coretax / e-Faktur | Best for |
|---|---|---|---|
| DJP Coretax portal | Government platform (free) | The system itself — issues and clears tax invoices, assigns NSFP + QR. Web access is mandatory for most SMEs | The compliant baseline for every PKP |
| OnlinePajak | DJP-certified PJAP (tax app) | Officially authorized tax application provider, integrated with Coretax | Businesses that want a compliance-first tax tool |
| Mekari Jurnal | Cloud accounting | Connected to e-Faktur and e-Bupot; prepares PPN and PPh reporting in-app | SMEs to mid-market wanting books and tax together |
| HashMicro | ERP | Automatic e-Faktur linked to the Coretax/DJP scheme; suited to high volume and H2H | Larger firms needing full ERP integration |
| Accurate Online | Cloud accounting | Comprehensive accounting; lighter emphasis on native Coretax integration | General SME bookkeeping |
| Kledo | Cloud accounting (SMB) | Simpler and lower-cost; local tax handling needs more manual setup | Budget-conscious small businesses |
The Tools in Detail
OnlinePajak
Accounting · From IDR 5000/transaction · Free tier · SEA only · ID / EN
OnlinePajak is an Indonesian tax and B2B transaction platform, officially licensed by Indonesia's Directorate General of Taxes (DJP), DJPb, Peruri, Peruri Digital, Kemenkominfo, and Bank Indonesia. It offers free e-Filing for Indonesian tax returns alongside paid modules for invoicing, e-Faktur, e-Bupot, e-Meterai, and tax payments (PPh 21/23/25/29, PPN, PBB), billed in Indonesian Rupiah per transaction. OnlinePajak facilitates roughly 10% of Indonesia's tax-related economic transactions and is used by companies including Tokopedia, BNI, and Amway Indonesia.
OnlinePajak is built directly on Indonesian tax law and is an officially licensed DJP partner, with additional licenses from DJPb, Peruri, Peruri Digital, Kemenkominfo, and Bank Indonesia. All transactions and reporting are in Indonesian Rupiah, it handles Indonesia-specific tax codes (PPh 21/23/25/29, PPN, PBB) and e-Meterai stamp duty, and it facilitates an estimated 10% of Indonesia's tax-related economic activity, a level of local regulatory integration global accounting platforms do not offer.
Best for: Indonesian companies filing monthly and annual corporate tax returns (SPT Masa/Tahunan); Finance teams needing e-Faktur, e-Bupot, and e-Meterai compliance in one platform; Businesses wanting to avoid building custom DJP tax integrations in-house; Mid-size to enterprise Indonesian companies needing multi-NPWP, multi-user tax workflows
Mekari Jurnal
Finance · From IDR 359000/month · Free tier · Indonesia · ID / EN
Mekari Jurnal is the leading cloud accounting platform in Indonesia, designed for Indonesian SMEs and accountants. It handles Indonesian tax compliance (VAT, PPh), integrates with local banks for automated feeds, and provides real-time financial reporting. Used by trading, retail, and service businesses across the archipelago.
Mekari Jurnal is the de facto cloud accounting standard in Indonesia. Its deep integration with the Indonesian tax system and local banking rails makes it a superior choice for local businesses compared to global platforms like Xero or QuickBooks, which lack specific Indonesian compliance features.
Best for: Indonesian SMEs needing localized accounting and tax support; Accountants and firms serving Indonesian business clients; E-commerce sellers on Tokopedia and Shopee in Indonesia; Trading and distribution businesses with inventory needs
HashMicro
ERP · Paid · SEA, Singapore, Indonesia, Malaysia, Philippines · EN / ID / MS
HashMicro is a Singapore-headquartered ERP suite popular with Indonesian, Malaysian, and Filipino manufacturing, distribution, and trading companies. It bundles accounting, inventory, manufacturing, CRM, HR, and procurement into one product, often as a cheaper SEA alternative to SAP Business One and Oracle NetSuite for businesses between 50 and 500 staff.
HashMicro is the Singapore-based ERP that found product-market fit specifically with Indonesian manufacturing and distribution SMEs. Pricing typically lands at SGD 3,000 to SGD 15,000 per month depending on user count and modules, which is one-third to one-quarter of SAP Business One or NetSuite for the same workload. The Indonesian compliance modules (e-Faktur output, PPN handling, PSAK formatting) are tighter than global vendors. Deskera is the right pick for service-business SMEs and lighter workflows; HashMicro is the right pick for SEA companies with manufacturing or multi-warehouse operations that need ERP depth.
Best for: Indonesian PT manufacturing companies with multi-plant operations; Malaysian distribution and trading SMEs needing inventory depth; Filipino retail chains running 10+ outlets needing consolidated reporting; SEA exporters managing import/export documentation in one system
Accurate Online
Accounting · From USD 13/month · SEA only, Indonesia · ID / EN
Accurate Online is a cloud accounting platform from Indonesian developer CPSSoft, built around local bookkeeping, invoicing, inventory, and tax-reporting needs. It offers 200-plus financial and operational reports, multi-branch and multi-currency support, asset and budgeting tools, and integrations with Indonesian tax and e-invoicing requirements. With desktop roots going back two decades, it is one of the most established accounting products among Indonesian SMEs and accountants.
Indonesian tax and reporting rules are specific enough that global accounting tools rarely fit without workarounds. Accurate Online is built around exactly those rules, which is why it is a default among Indonesian accountants and SMEs and competes locally with Jurnal by Mekari and Kledo. It is deeper than a simple bookkeeping app, so very small warung owners may find it heavier than they need, but for an incorporated SME it is hard to beat on local tax fit.
Best for: Indonesian SMEs moving from spreadsheets to real accounting; Accountants managing multiple Indonesian business clients; Trading and retail firms needing inventory plus books; Companies that must align with Indonesian tax rules
Kledo
Accounting · From USD 10/month · Free tier · SEA only · ID / EN
Kledo is an Indonesian cloud accounting application used by more than 75,000 companies and SMEs. It handles invoicing, purchasing, expenses, fixed assets, inventory, and over 50 financial reports, all priced in Indonesian Rupiah with Bahasa Indonesia and English interfaces. Kledo integrates natively with Bank BCA, the Shopee and Tokopedia marketplaces, Kledo POS, and Indonesian payment gateways Xendit and Midtrans, and is certified to ISO/IEC 27001.
Kledo is purpose-built for Indonesian SMEs: all pricing is in Indonesian Rupiah, the interface defaults to Bahasa Indonesia, and it integrates natively with Bank BCA, Shopee and Tokopedia, and the Xendit and Midtrans payment gateways that dominate Indonesian commerce. It also supports e-Meterai, Indonesia's electronic stamp duty, which global accounting tools do not handle.
Best for: Indonesian SMEs and startups replacing manual bookkeeping with cloud accounting; Shopee and Tokopedia sellers reconciling marketplace sales in IDR; Retail and trading businesses needing multi-branch inventory and reports; Local accountants and finance teams wanting Bahasa Indonesia financial reporting
SEA Operational Reasoning
The thing most guides still get wrong is treating e-Faktur as a separate program to install — it isn't anymore. By the end of 2025 the DJP consolidated e-Faktur, e-Bupot and the older DJP Online applications into the single Coretax platform, and 2026 is the first full year of operating under it. So the first decision is not which software to buy, but recognising that Coretax itself (free, government-run) is where every tax invoice is now cleared, and its web portal is compulsory for most small and mid-size taxpayers. Third-party software earns its place above that baseline in three ways: keeping your bookkeeping in sync so PPN/PPh numbers are not re-keyed, generating invoices in bulk, and offering host-to-host (H2H) or API links for higher volumes. That is where the tiering matters — OnlinePajak sits closest to compliance as a DJP-appointed PJAP, Mekari Jurnal balances accounting with built-in tax reporting for SMEs and mid-market, and HashMicro fits larger firms that want ERP-grade integration. Because certification and connectivity are still stabilising, treat any 'Coretax-ready' claim as something to confirm on the DJP site and the vendor before you commit.
Related Expert Guides
The questions operators actually ask.
Do I still use e-Faktur, or is it Coretax now?
Coretax. The separate e-Faktur application was folded into the Coretax platform, and by the end of 2025 Coretax became the single system for issuing and clearing tax invoices. New invoices are generated in the required XML format and validated through Coretax, which assigns the serial number (NSFP) and QR code that make the invoice valid for VAT credit.
Do I have to pay for software to comply with Coretax?
No. The DJP's Coretax web portal is free and is the mandatory access route for most small and mid-size taxpayers. Paid accounting or PJAP tools are optional — they mainly help with bookkeeping, bulk invoicing, and host-to-host or API integration for higher transaction volumes.
Which software is officially integrated with Coretax?
OnlinePajak is a DJP-appointed tax application provider (PJAP) that is certified and integrated with Coretax. Mekari Jurnal and HashMicro also market direct e-Faktur/Coretax connectivity for accounting and ERP use. Because the rollout is still stabilising, always confirm current certification on the DJP site (pajak.go.id) and with the vendor before relying on it.