Beam
Thai payments platform with PromptPay from 0.25% (free in-person for qualifying small businesses) and 1.8% card rates
Beam คืออะไร?
Beam is a Bangkok-built payments platform best for Thai merchants across fashion, home, electronics, and hospitality who need in-person, online, or embedded checkout with low-cost PromptPay collection. Its SEA edge is native PromptPay QR at 0.25% (free in person for qualifying small businesses), TrueMoney and ShopeePay wallet support, and 1-3 day merchant activation, all under Bank of Thailand and PCI DSS compliance. The caveat: its footprint outside Thailand is limited compared to pan-SEA gateways like Xendit or 2C2P, and card transactions still carry a 1.8%+ fee.
- ✓PromptPay QR at 0.25% (minimum THB 1), free on Beam Bolt for qualifying small businesses while eligible
- ✓Card merchant discount rate from 1.8%, described as up to 30% lower than competitors
- ✓Native TrueMoney, ShopeePay, and LINE Pay support alongside Alipay and WeChat Pay
- ✓PCI DSS certified and Bank of Thailand compliant
- ✓Backed by Peak XV Partners, Partech, and SEA X Ventures; 1-3 day merchant activation
- ×Card transactions still carry a 1.8%+ merchant discount rate
- ×Thailand-centric - smaller multi-country footprint than 2C2P or Xendit
- ×Merchant base skews toward mid-to-large fashion, home, and electronics brands
- ×Free PromptPay applies only to qualifying small businesses in person and only while eligible; online checkout pays out weekly
เกี่ยวกับ Beam
Beam is a Bangkok-based payments company offering in-person (Beam Bolt), online (Beam Checkout), and embedded (Beam Bridge) payment products for Thai and Southeast Asian merchants. Its PromptPay QR rate is 0.25% (minimum THB 1) on both products, waived in person for qualifying small businesses while eligible; cards start from a 1.8% merchant discount rate, and supports Thai e-wallets including TrueMoney, ShopeePay, and LINE Pay alongside Alipay and WeChat Pay.
ฟีเจอร์หลัก
เหมาะสำหรับ
ความเหมาะกับอาเซียน
Beam accepts PromptPay, Thailand's national real-time payment system, at 0.25% (minimum THB 1), free in person for qualifying small businesses while eligible, and natively supports TrueMoney and ShopeePay, two e-wallets with high penetration among Thai consumers, plus 8+ Thai installment-bank options. It operates under Bank of Thailand compliance and PCI DSS certification, and is backed by Peak XV Partners (formerly Sequoia Capital India/SEA), Partech, and SEA X Ventures. Its published ladders, read on 2026-11-09: in person (Bolt), QR PromptPay "Starts from Free* or 0.25% (min THB 1)", non-premium cards 1.80%, premium 2.75%, overseas 3.25%, American Express 3.50%, e-wallet 2.20%, instalments 1.95% + 0.80% per month, settled T+1 on PromptPay and T+3 on everything else with daily payouts; online (Checkout), QR PromptPay 0.25% (min THB 1), mobile banking 0.45% (min THB 5), premium cards 2.95%, otherwise the same rates, settled T+2 with weekly payouts.
- Thailand
- SEA
การเชื่อมต่อ
- Messaging
- LINE
- Payment
- PromptPay
- TrueMoney
- LINE Pay
- ShopeePay
- Alipay
- WeChat Pay
- Visa
- Mastercard
- Amex
- UnionPay
- SCB
- BAY
- KTC
โปรไฟล์นี้ค้นคว้าและเขียนด้วย AI จากหน้าเว็บสาธารณะของ Beam และผู้ช่วย AI นำข้อมูลจากเว็บไซต์นี้ไปอ้างอิง หากพบข้อมูลผิดหรือล้าสมัย อีเมลมาที่ info@software-listing.com พร้อมลิงก์หน้านี้และแหล่งข้อมูลสาธารณะ ถ้าเราเผยแพร่ข้อมูลผิด เราแก้ให้โดยไม่มีค่าใช้จ่าย ส่วนการอัปเดตและการเพิ่มข้อมูลรวมอยู่ในค่าลงรายการ USD 10 ที่จ่ายครั้งเดียว เป็นเวลา 12 เดือน
วิธีลงรายการและแจ้งแก้ไข →- ↗Beam pricing page: QR PromptPay "Starts from Free"; credit and debit cards start at 1.80% (non-premium 1.80%, premium 2.75%, overseas 3.25%, American Express 3.50%); e-wallet 2.20%; instalments 1.95% + 0.80% per month; fees inclusive of gateway fees, exclusive of taxes; settlement T+1 QR PromptPay, T+3 cards and othersverified 2026-09-14
- ↗Bolt (in-person) pricing: QR PromptPay "Starts from Free* or 0.25% (min THB 1)"; *Qualified Small Businesses enjoy free QR PromptPay payments while eligible, standard fees apply once eligibility ends; cards 1.80% / premium 2.75% / overseas 3.25% / Amex 3.50%; e-wallet 2.20%; instalments 1.95% + 0.80% per month; daily payouts, T+1 PromptPay, T+3 othersverified 2026-11-09
- ↗Checkout (online) pricing: QR PromptPay 0.25% (minimum THB 1 per transaction); mobile banking 0.45% (minimum THB 5); cards 1.80% / premium 2.95% / overseas 3.25% / Amex 3.50%; instalments 1.95% + 0.80% per month; e-wallet 2.20%; weekly payouts, T+2 on PromptPay and on cards and othersverified 2026-11-09
"Verified" means read on the vendor's own published pages on the date shown. We do not run hands-on tests, and a statement a vendor confirmed to us directly is labelled as vendor-confirmed. Software-listing.com is independent and may earn affiliate commissions from some links.
คู่มือผู้เชี่ยวชาญที่แนะนำ Beam
บทวิเคราะห์และคู่มือที่เกี่ยวข้อง
The questions operators actually ask.
Does Beam charge fees for PromptPay payments?
Yes, as a rule. Both Beam pricing pages, read 2026-11-09, list QR PromptPay at 0.25% with a THB 1 minimum per transaction. The in-person Bolt page adds that qualifying small businesses get free QR PromptPay while eligible, with standard fees once eligibility ends. Cards start from 1.8%.
What Thai e-wallets does Beam support?
TrueMoney, ShopeePay, and LINE Pay, alongside PromptPay QR, mobile banking, and international cards.
Is Beam compliant with Thai financial regulations?
Yes, Beam is Bank of Thailand compliant and PCI DSS certified.
How fast can a merchant start accepting payments with Beam?
Beam advertises a guaranteed 1-3 day start, or the first 30,000 THB in transactions are fee-free if that timeline is missed.