Brankas
Regional open finance API SaaS for SEA banks and fintechs
Brankas is a Singapore-based open finance API SaaS best for fintechs and digital lenders scaling across multiple SEA markets with one integration. Its edge is regional breadth - Indonesia, Philippines, Thailand, Vietnam - making it the primary choice for Philippine fintechs needing BPI, BDO, and Metrobank coverage. However, Ayoconnect has deeper Indonesia-only bank coverage, so single-market Indonesian fintechs typically save on per-call pricing by going there instead.
- ✓Regional bank account aggregation across 5 SEA markets - one API for cross-border fintechs
- ✓Strong Philippine bank coverage including BPI, BDO, Metrobank, UnionBank, RCBC, Landbank
- ✓Payment initiation, identity verification, and disbursement under one compliance framework
- ✓Per-call pricing from USD 0.20 - predictable for fintechs scaling API usage
- ×Ayoconnect has deeper Indonesia-only bank coverage at typically lower per-call cost
- ×No free tier or sandbox pricing - per-call charges start from the first hit
- ×Custom revenue share partnership tiers are opaque without direct negotiation
- ×Smaller review base than global open banking players like Plaid or TrueLayer
About Brankas
Brankas is a Singapore-headquartered open finance API SaaS used by SEA banks, fintechs, and digital lenders for bank account aggregation, payment initiation, and identity verification across Indonesia, the Philippines, Thailand, and Vietnam. It provides a unified API layer to access regional banking infrastructure.
Key Features
Best For
Southeast Asia Fit
Brankas is the regional open finance specialist for fintechs building cross-SEA products. While Ayoconnect has deeper Indonesia coverage, Brankas wins on the regional play for companies operating in 3+ SEA markets. Pricing is per-call, typically USD 0.20 to USD 1.20 depending on depth. In 2026, Brankas is the primary choice for Philippine fintechs needing deep connectivity to BPI, BDO, and Metrobank via one interface.
- SEA
- Indonesia
- Philippines
- Thailand
- Vietnam
Integrations
- Payment
- ShopeePay
- GrabPay
- GCash
- Maya
- BPI
- UnionBank
- BDO
- Metrobank
- Landbank
- RCBC
- Netbank
- Other
- Netcore
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Related Analysis & Guides
The questions operators actually ask.
Should I use Brankas or Ayoconnect for Indonesia?
It depends on scope. Brankas wins for SEA-regional fintechs where Indonesia is one of several markets. Ayoconnect wins for Indonesia-only fintechs with 100,000+ monthly transactions - deeper bank coverage and lower per-call pricing.
Is Brankas good for Philippine fintechs?
Yes, Brankas is the primary choice for Philippine fintechs in 2026 needing deep connectivity to BPI, BDO, Metrobank, UnionBank, Landbank, and RCBC. Philippine bank coverage is one of its strongest selling points.
Does Brankas support Thai banks?
Yes, Brankas covers Thailand alongside Indonesia, Philippines, and Vietnam. For Thai bank rails specifically, you may still want to combine Brankas with a Thai-native payment gateway like Omise or 2C2P depending on the use case.
What does Brankas cost?
Pricing is per-API-call, typically USD 0.20 to USD 1.20 depending on call depth - bank statement retrieval is more expensive than balance checks. There is no public price list - rates are negotiated by partnership tier.