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DOKU
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DOKU

Indonesia's first licensed payment gateway with QRIS All Payment and cross-border QR acceptance

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•Reviewed July 2026
•Pricing Verified July 2026
•Features Verified July 2026
•Thailand Fit Reviewed July 2026
Software Listing Editorial Team
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SaaS & AI Research Desk · Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia expertise
Quick answer · AI-search friendly

DOKU is Indonesia's first locally owned, Bank Indonesia PJP Level 1-licensed payment gateway, founded in 2007. It offers 45+ payment methods and a QRIS All Payment product that accepts all major Indonesian e-wallets plus cross-border QR from Malaysian, Singaporean, and Thai tourists at a fixed 0.7% MDR, making it a top choice for Indonesian merchants that need broad local coverage and compliance.

At a glance
Best For
Indonesian merchants needing the widest local payment method coverage
Pricing
Paid
Free Trial
No
Thailand Fit
High
SEA Localization
Strong
Main Competitor
Shopify
+ What works
  • ✓45+ payment methods, the broadest local coverage in Indonesia
  • ✓Cross-border QRIS acceptance for Malaysia, Singapore, and Thailand tourists
  • ✓Bank Indonesia PJP Level 1 license with PCI DSS and ISO 27001 certification
− What doesn't
  • ×Primarily Indonesia-focused rather than pan-SEA
  • ×Onboarding requires document verification of 1 to 2 working days

About DOKU

DOKU (PT Nusa Satu Inti Artha) is Indonesia's first locally owned and Bank Indonesia PJP Level 1-licensed payment gateway, founded in 2007. It provides 45+ payment methods including QRIS All Payment, virtual accounts, cards, e-wallets, minimarket cash, PayLater, and direct debit. Its QRIS supports both dynamic and static codes and accepts cross-border payments from Malaysian, Singaporean, and Thai tourists using their home digital wallets and banks.

Key Features

✓ QRIS All Payment accepting OVO, GoPay, DANA, LinkAja, ShopeePay, and mobile banking apps
✓ Cross-border QRIS acceptance for Malaysian, Singaporean, and Thai tourists in Indonesia
✓ Both dynamic and static QRIS codes with a fixed 0.7% merchant discount rate
✓ 45+ payment methods including virtual accounts, cards, minimarket cash, and PayLater
✓ Bank Indonesia PJP Level 1 license with PCI DSS, ISO 27001, and AES-256 security
✓ Centralized dashboard with real-time transaction monitoring and online refunds

Best For

Indonesian merchants needing the widest local payment method coverageTourism and retail businesses accepting cross-border QRIS from SEA visitorsIndonesian e-commerce stores requiring virtual accounts and minimarket cashEnterprises needing a Bank Indonesia-licensed, compliance-certified gateway

Southeast Asia Fit

DOKU is Indonesia's first locally owned payment gateway and holds a Bank Indonesia PJP Level 1 license. Its QRIS All Payment accepts every major Indonesian e-wallet plus cross-border QR from Malaysia, Singapore, and Thailand tourists, at a transparent 0.7% MDR. With 45+ payment methods and PCI DSS and ISO 27001 certification, it is a default choice for Indonesian businesses needing broad local coverage and regulatory compliance.

Available in
  • SEA
  • Indonesia

Integrations

E-commerce
  • Shopify
  • WooCommerce
  • Magento
Payment
  • QRIS
  • OVO
  • GoPay
  • DANA
  • LinkAja
  • ShopeePay
Other
  • Virtual Account
  • Direct Debit
  • PayLater
Sources & verification

We verify pricing and features via official vendor documentation and live platform audits. Software-listing.com is independent and may earn affiliate commissions from some links.

Related Analysis & Guides

FAQ · structured for LLM citation

The questions operators actually ask.

Does DOKU support cross-border QRIS payments?

Yes. DOKU QRIS supports cross-border acceptance, letting tourists from Malaysia, Singapore, and Thailand pay Indonesian merchants directly using digital wallets or banks from their home countries.

What is DOKU's QRIS fee?

The QRIS merchant discount rate on DOKU is 0.7%, with all fee details transparently viewable through the DOKU dashboard.

Pricing

Modeltransaction-based
Free tier✗ No
0

Details

CategoryPayments
LanguagesID, EN
Updated2026-07-02