IDfy
Indian-rooted AI KYC and identity verification used by SEA fintechs and BNPL providers
IDfy is a KYC and identity verification AI platform best for SEA BNPL providers, digital banks, and cross-border fintechs onboarding consumers across multiple Asian markets. Its SEA edge is sub-3-second verification on Indonesian KTP, Filipino PhilSys, and Vietnamese CCCD with built-in AML screening, used by Akulaku, Kredivo, and ShopeePay. The honest caveat: per-verification pricing in the USD 0.50 to USD 2.50 range adds up at scale, and Indonesian-only operations are better served by Glair at lower cost.
- ✓Cross-border SEA coverage for KTP, PhilSys, CCCD, and 200+ global ID types
- ✓Sub-3-second verification with face match plus liveness in one flow
- ✓Per-verification pricing scales cleanly with volume
- ✓AML and sanctions screening built into the same API call
- ✓Video KYC available for higher-risk onboarding flows
- ×Per-verification costs add up fast at 100K+ monthly volumes
- ×Indonesian-only operators get better economics with Glair
- ×No free tier or self-serve trial to benchmark accuracy
- ×No partner or affiliate program for SEA resellers
About IDfy
IDfy is a Mumbai-headquartered identity verification and KYC AI platform deployed by SEA fintechs, BNPL providers, and digital banks for ID document verification, face matching, video KYC, and AML screening. Used by Akulaku, Kredivo, ShopeePay, and other SEA consumer finance brands for high-volume customer onboarding.
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The questions operators actually ask.
Is IDfy the right pick for cross-border SEA KYC?
Yes. IDfy is purpose-built for cross-border SEA flows handling Indonesian KTP, Filipino PhilSys, and Vietnamese CCCD in a single integration. For fintechs covering multiple SEA markets, it is usually cheaper than Jumio and faster than Onfido on Asian documents.
Should I use IDfy or Glair for Indonesian-only KYC?
Use Glair. Glair is purpose-built around Indonesian regulatory documents and is typically more accurate and more cost-effective for Indonesian-only KYC operations. IDfy is the right pick when you need cross-border coverage.
Does IDfy support video KYC for high-risk onboarding?
Yes. Video KYC is available for higher-risk onboarding flows where additional human-in-the-loop verification is required, alongside the standard document plus face match flow. Useful for BNPL and lending where fraud risk is material.