Igloo
Singapore-built insurtech platform for embedded insurance solutions in SEA
Igloo (formerly Axinan) is a Singapore-built insurtech platform best for SEA e-commerce, logistics, and gig economy platforms wanting to embed checkout insurance, transit cover, or worker accidental protection without building underwriting in-house. Its edge is the partnerships with regional giants like Shopee and foodpanda across 6 SEA markets plus AI-driven automated claims processing. However, it is B2B2C only - individuals can't buy directly, and pricing is per-policy with no public starting price.
- ✓Embedded insurance API tuned for platform integration - Shopee and foodpanda are proof of scale
- ✓Regional coverage across 6 SEA markets - SG, ID, PH, TH, VN, MY
- ✓AI-driven automated claims processing - cuts the manual claim cycle that kills customer trust
- ✓White-label portal lets partner platforms brand the insurance experience as their own
- ×B2B2C only - individual consumers cannot buy Igloo policies directly
- ×Transaction-based pricing per policy with no public starting price - hard to estimate upfront
- ×Smaller review base (48) than legacy insurance players
- ×No affiliate program for partners or referral channels
About Igloo
Igloo (formerly Axinan) is a Singapore-headquartered insurtech company that provides embedded insurance solutions for digital platforms across Southeast Asia. It partners with e-commerce, logistics, and fintech companies to offer personalized and affordable insurance products like gadget protection, travel insurance, and gig economy cover.
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Related Analysis & Guides
The questions operators actually ask.
Can I buy Igloo insurance as an individual?
No, Igloo is B2B2C only - you can only access Igloo policies through partner platforms like Shopee or foodpanda. Igloo embeds insurance into existing platform flows rather than selling direct to consumers.
Does Igloo work for Indonesian gig economy platforms?
Yes, Indonesia is one of the 6 SEA markets Igloo operates in. The gig economy worker accidental cover is one of Igloo's main use cases for ride-hailing, food delivery, and similar platforms.
How does Igloo handle claims?
AI-driven automated claims processing handles most standard claims without manual review. The goal is to cut the manual claim cycle - which traditionally damages customer trust in embedded insurance - down to minutes or hours.
What does Igloo cost?
Transaction-based per policy with no public starting price. Platforms negotiate based on volume, policy type, and integration depth. There is no self-serve onboarding - it is a partnership-driven sales motion.