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K Payment Gateway (KBank)
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K Payment Gateway (KBank)

Kasikornbank's application-based online payment gateway for Thai merchants

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Reviewed July 2026
Pricing Verified July 2026
Features Verified July 2026
Thailand Fit Reviewed July 2026
Software Listing Editorial Team
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SaaS & AI Research Desk · Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia expertise
Quick answer · AI-search friendly

K Payment Gateway is Kasikornbank's own online payment gateway for Thai merchants, supporting cards, Thai QR/PromptPay, Alipay, WeChat Pay and installment plans via K-Pay Button or a direct API. It does not publish a fixed transaction fee — Thai merchants apply through KBank's K-Merchant channel and receive a negotiated rate, an approval process KBank describes as taking about three weeks.

At a glance
Best For
Registered Thai companies already banking with KBank
Pricing
Paid
Free Trial
No
Thailand Fit
High
SEA Localization
Strong
Main Competitor
Shopify
+ What works
  • Backed directly by one of Thailand's largest banks, useful if you already hold a KBank business account
  • Built-in installment payment plans at checkout
  • Supports Alipay and WeChat Pay alongside domestic rails
− What doesn't
  • ×No published MDR — every merchant must apply and negotiate a rate
  • ×Application/approval takes about three weeks, slower than fintech PSPs' self-serve signup
  • ×No public Shopify/WooCommerce plugin confirmed on KBank's own site

About K Payment Gateway (KBank)

K Payment Gateway is Kasikornbank's own online payment product for Thai merchants, supporting cards, Thai QR/PromptPay, Alipay, WeChat Pay and configurable installment plans through a K-Pay Button (embedded UI) or a direct API. Unlike fintech PSPs, it requires an existing (or newly opened) KBank business relationship and does not publish a fixed transaction fee — merchants apply through KBank's K-Merchant channel and receive a negotiated rate.

Key Features

Credit and debit card acceptance (3-D Secure and non-3DS)
Thai QR / PromptPay QR payments
Alipay and WeChat Pay acceptance
Configurable installment payment plans
K-Pay Button (embedded UI) or Direct API integration

Best For

Registered Thai companies already banking with KBankMerchants who want card installments built into checkoutBusinesses that prefer a bank-run gateway over a fintech PSPSMEs able to wait roughly three weeks for bank application approval

Southeast Asia Fit

K Payment Gateway is Kasikornbank's own online payment product for Thai merchants, distinct from fintech PSPs like Opn or 2C2P — it requires an existing KBank business relationship and an application process (KBank cites roughly three weeks for approval), and does not publish a fixed merchant discount rate on its own site; pricing is negotiated per merchant via KBank's K-Merchant contact channel. This 'apply and negotiate' model is typical of Thailand's bank-issued gateways and mirrors SCB's own Payment Gateway product.

Available in
  • Thailand

Integrations

Payment
  • PromptPay
  • Alipay
  • WeChat Pay
Other
  • Direct API
  • K-Pay Button
Sources & verification

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Expert Guides Recommending K Payment Gateway (KBank)

FAQ · structured for LLM citation

The questions operators actually ask.

How much does KBank charge for its Payment Gateway?

KBank does not publish a fixed rate on its own site. Merchants apply through the K-Merchant channel and receive a rate based on their business type, volume and agreement with the bank — approval is cited as taking around three weeks.

Do I need a KBank account to use K Payment Gateway?

Yes — it is a bank-issued gateway, so it requires an existing (or newly opened) KBank business account and a completed merchant application, unlike fintech PSPs such as Opn or 2C2P that support faster self-serve onboarding.

Pricing

Modelcustom
Free tier✗ No

Details

CategoryFinance
LanguagesEN, TH
Updated2026-07-14