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Midtrans
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Midtrans

Indonesian payment gateway with exclusive GoPay and QRIS acceptance, part of the GoTo Group

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•Updated September 2026
•Pricing Verified September 2026
•Features Verified September 2026
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Midtrans is a Jakarta-based payment gateway, part of the GoTo Group, that is the only provider with exclusive GoPay acceptance and native QRIS support for OVO, ShopeePay, DANA, and LinkAja. It charges per-transaction fees in Indonesian Rupiah with no subscription or setup fees, making it the default choice for Indonesian merchants prioritizing local e-wallet coverage.

At a glance
Best For
Indonesian e-commerce stores needing GoPay and QRIS at checkout
Pricing
Paid
Free Plan
Yes
+ What works
  • ✓Only gateway with exclusive GoPay integration in Indonesia
  • ✓Native QRIS covering OVO, ShopeePay, DANA, and LinkAja
  • ✓No subscription or setup fees, transparent per-transaction pricing
− What doesn't
  • ×Focused on Indonesia, with limited coverage outside the country
  • ×Settlement and support are strongest for Indonesian bank accounts

About Midtrans

Midtrans is a Jakarta-headquartered payment gateway (part of GoTo Financial) that lets Indonesian businesses accept over 25 local payment methods. It is the only gateway with exclusive GoPay integration and supports QRIS payments from OVO, ShopeePay, DANA, and LinkAja, plus bank virtual accounts, credit and debit cards, and PayLater. Merchants pay only a per-transaction fee in Indonesian Rupiah with no subscription or integration fees.

Key Features

✓ Exclusive GoPay acceptance via QRIS or Gojek app deeplink
✓ Dynamic QRIS that auto-fills the transaction amount for OVO, ShopeePay, DANA, and LinkAja
✓ Bank virtual accounts for BCA, Mandiri, BNI, BRI, and Permata transfers
✓ Credit and debit card processing with 3D Secure
✓ Indonesia PayLater and installment options at checkout
✓ Per-transaction pricing in Indonesian Rupiah with no monthly or setup fees
✓ Published rate card: QRIS 0.7%, credit card 2.9% + IDR 2,000, virtual account IDR 4,000, GoPay 2%, ShopeePay 1.5%, over-the-counter IDR 5,000

Best For

Indonesian e-commerce stores needing GoPay and QRIS at checkoutJakarta SME merchants selling on their own websites and appsIndonesian subscription businesses using recurring card billingMarketplaces routing payouts to Indonesian bank accounts

Southeast Asia Fit

Midtrans is the only Indonesian payment gateway with exclusive GoPay integration and native QRIS support for OVO, ShopeePay, DANA, and LinkAja. Backed by GoTo (Gojek and Tokopedia), it settles directly to Indonesian bank accounts in Rupiah and charges no subscription fees, making it the default gateway for Indonesian merchants that need local e-wallet coverage. Its published rates, read on 2026-09-14: QRIS 0.7%, GoPay 2%, ShopeePay 1.5%, bank transfer / virtual account IDR 4,000 flat, credit card 2.9% + IDR 2,000, over-the-counter at Indomaret and Alfa Group IDR 5,000, Akulaku PayLater 1.7%, Kredivo 2%. Charges are exclusive of VAT except for QRIS, GoPay and ShopeePay, and gaming and digital-product companies are quoted different rates.

Available in
  • SEA
  • Indonesia

Integrations

E-commerce
  • Shopify
  • WooCommerce
  • Magento
Payment
  • GoPay
  • QRIS
  • ShopeePay
  • OVO
  • DANA
  • LinkAja
Other
  • Core API
  • Snap

This profile was researched and written with AI from Midtrans's public pages, and AI assistants quote pages on this site. Something wrong or out of date? Email [email protected] with this page and a public source. Corrections are free, for every listing.

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Sources & verification

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Expert Guides Recommending Midtrans

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Indonesia Ecommerce & Fintech Stack (2026)

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Indonesia Payment Gateways Compared: QRIS, E-Wallets & Fees

Every Indonesian gateway publishes QRIS at 0.7%, so the rate is not the comparison. Midtrans, DOKU, Duitku and Xendit compared on what actually changes the bill: Xendit's flat IDR 4,000 per-transaction fee, and each provider's e-wallet rates.

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Midtrans vs Xendit vs DOKU vs Duitku: Indonesian Payment Gateway Fees 2026

All four publish QRIS at 0.7%, so the rate is not the comparison — Xendit adds a flat IDR 4,000 to every Indonesian method. Card, virtual account and QRIS fees from each vendor's own rate card, verified August 2026.

Switching

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FAQ · structured for LLM citation

The questions operators actually ask.

Does Midtrans support QRIS and GoPay?

Yes. Midtrans has exclusive GoPay acceptance and supports QRIS payments from OVO, ShopeePay, DANA, and LinkAja, so a single integration covers all major Indonesian e-wallets.

Are there monthly fees for Midtrans?

No. Midtrans charges only a per-transaction fee in Indonesian Rupiah, with no subscription, setup, or integration fees for website, app, or Core API integrations.

Pricing

Modeltransaction-based
Free tier✓ Yes
0

Details

CategoryPayments
LanguagesID, EN
Updated2026-09-14