Nium
SaaSPaid

Nium

Singapore-headquartered real-time cross-border B2B payments network connecting SEA's instant rails

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4.4/5 · 214 reviews
via G2, Capterra or Trustpilot
Pricing Verified June 2026
Features Verified June 2026
Thailand Fit Reviewed June 2026
Software Listing Editorial Team
Reviewed & verified by
SaaS & AI Research Desk · Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia expertise
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Nium is a Singapore-headquartered real-time cross-border payments platform that connects to SEA instant rails like PromptPay, PayNow, and DuitNow. It is best for SEA marketplaces, fintechs, and businesses paying suppliers, gig workers, or remote payroll in local currencies (THB, IDR, MYR, PHP, VND, SGD) with instant settlement. Pricing is custom and negotiated per volume rather than published as a flat monthly rate.

At a glance
Best For
SEA marketplaces and gig platforms paying workers via PromptPay and DuitNow
Pricing
Paid
Free Trial
No
Thailand Fit
High
SEA Localization
Strong
Main Competitor
Shopify

About Nium

Nium is a Singapore-headquartered cross-border payments platform that lets businesses send and receive money in real time across 190+ countries and 100+ currencies, with roughly 80% of payments settled instantly. It connects to Southeast Asia's real-time payment rails, including Thailand's PromptPay, Singapore's PayNow, and Malaysia's DuitNow, so companies can pay suppliers, freelancers, and gig workers across the region without traditional bank delays. Nium operates regional payout corridors covering Thailand, Indonesia, Vietnam, the Philippines, Malaysia, and Singapore.

Key Features

Real-time cross-border payments across 190+ countries and 100+ currencies
Direct connectivity to SEA instant rails: PromptPay (Thailand), PayNow (Singapore), DuitNow (Malaysia)
Multi-currency business accounts including SGD, THB, IDR, MYR, PHP, and VND
Card issuing for physical and virtual cards
API for programmatic batch payouts to suppliers and contractors
FX rates that can be locked for up to 24 hours with transparent pricing

Best For

SEA marketplaces and gig platforms paying workers via PromptPay and DuitNowSingapore fintechs embedding real-time regional payouts into their productsCompanies running cross-border payroll for remote teams across SEAE-commerce brands paying Southeast Asian suppliers in local currency

Southeast Asia Fit

Nium is headquartered in Singapore and plugs directly into Southeast Asia's real-time payment infrastructure, including Thailand's PromptPay, Singapore's PayNow, and Malaysia's DuitNow. This lets businesses settle local-currency payouts to SEA suppliers and gig workers instantly, supporting THB, IDR, MYR, PHP, VND, and SGD, rather than relying on slow correspondent banking.

Available in
  • Global
Sources & verification

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Related Analysis & Guides

Pricing

Modelcustom
Free tier✗ No

Details

Categorysaas-tools
Languagesen
Updated2026-06-29