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Paper.id
Indonesian digital invoicing and payment platform built for B2B SMEs
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⭐ 4.4/5 · 892 reviews
via G2, Capterra or Trustpilot
About Paper.id
Paper.id is a Jakarta-based digital invoicing and B2B payment platform designed for Indonesian SMEs. It lets businesses create invoices, accept payments via bank transfer, virtual accounts, and credit cards, and track receivables in one place. It connects directly with Indonesian payment rails and supports local tax invoice formats, making it easier for small businesses to move away from WhatsApp-based billing and manual bank reconciliation. With over 500,000 businesses on the platform, it's one of the more widely adopted fintech tools in Indonesia's SME segment.
Key Features
✓ Digital invoice creation with Indonesian tax invoice (faktur pajak) support
✓ B2B payment acceptance via virtual account, transfer, and credit card
✓ Accounts receivable tracking with automated payment reminders
✓ Purchase order and delivery order management
✓ Integration with Accurate, Jurnal, and other Indonesian accounting tools
✓ Early payment financing options for invoice receivables
Best For
Indonesian SMEs replacing WhatsApp-based billing with structured invoicingWholesale and distributor businesses managing many B2B buyersSmall manufacturers and suppliers tracking long payment cyclesService businesses in Jakarta or Surabaya needing simple payment collection
Pricing
Modelfreemium
Free tier✓ Yes
Starts at$8/month
Details
Categorysaas-tools
Languagesid, en
Updated2026-05-13