SaaSPaid
Paynamics
Philippines-native payment gateway covering GCash, Maya, credit cards, and 50+ local payment channels
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⭐ 3.9/5 · 143 reviews
via G2, Capterra or Trustpilot
About Paynamics
Paynamics is one of the Philippines' most established payment gateways, processing card payments, e-wallets (GCash, Maya, ShopeePay), online banking, over-the-counter, and installment transactions through a single API. It also offers mass payout, business wallet, and Banking-as-a-Service (BaaS) capabilities for platforms that need to disburse funds to sellers, freelancers, or agents. Regulated by the Bangko Sentral ng Pilipinas (BSP), it's a trusted choice for enterprise and mid-market merchants.
Key Features
✓ 50+ Philippine payment channels: GCash, Maya, ShopeePay, cards, OTC, and installment
✓ Mass payout gateway (DGATE) for real-time crediting to bank accounts and e-wallets
✓ Business wallet for SMEs to hold and transfer funds
✓ Banking-as-a-Service (BaaS) layer for platforms building embedded finance
✓ BSP-regulated with PCI-DSS compliance and 3DS card authentication
✓ Unified API checkout page (PGATE) with pre-built UI components
Best For
Philippine e-commerce merchants needing GCash and Maya acceptance out of the boxMarketplace platforms disbursing payouts to multiple sellers or agentsEnterprise companies processing high-volume transactions in PHPFintech startups building embedded payment products on a BaaS foundation
Related Analysis & Guides
Pricing
Modeltransaction-fee
Free tier✗ No
Details
Categorysaas-tools
Languagesen, tl
Updated2026-05-15