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iPay88
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iPay88

Malaysian-built payment gateway used by 50,000+ Sdn Bhd merchants for FPX, DuitNow, and card acceptance

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•Reviewed May 2026
•Pricing Verified May 2026
•Features Verified May 2026
•Thailand Fit Reviewed May 2026
Software Listing Editorial Team
Reviewed & verified by
SaaS & AI Research Desk · Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia expertise
Quick answer · AI-search friendly

iPay88 is the default payment gateway for Malaysian Sdn Bhd merchants. It offers the most reliable FPX and DuitNow integration in the market, making it the essential choice for Malaysian-centric ecommerce.

SEA scorecard

Judged on regional fit, not vendor glossies.

Methodology →
Thailand Fit
3/10

Primarily focused on Malaysian banking; limited utility for Thai merchants.

SEA Localization
8/10

The institutional leader for Malaysian payment processing.

LINE OA Readiness
2/10

Lacks native social commerce tools compared to newer rivals.

Marketplace Readiness
6/10

Strong presence in Malaysian marketplaces but legacy focus.

SME Affordability
7/10

Competitive rates for high-volume local merchants.

At a glance
Best For
Malaysian Sdn Bhd merchants needing FPX online banking acceptance
Pricing
Paid
Free Trial
No
Thailand Fit
3/10 (Malaysia Focus)
SEA Localization
Excellent (Malaysia)
Main Competitor
HitPay
+ What works
  • ✓Most stable FPX online banking connectivity
  • ✓Deep local bank relationships in Malaysia
  • ✓Supports recurring billing for MYR subscriptions
− What doesn't
  • ×Legacy API can be difficult for modern developers
  • ×Slower onboarding compared to newer fintechs

About iPay88

iPay88 is a Kuala Lumpur-headquartered payment gateway and acquirer used by 50,000+ Malaysian Sdn Bhd merchants for FPX online banking, DuitNow QR, credit/debit card, and e-wallet (TouchNGo, GrabPay, Boost) acceptance. The Malaysian default for SMEs and mid-market merchants needing local-bank-relationship payment processing.

Key Features

✓ FPX online banking acceptance from all major Malaysian banks
✓ DuitNow QR national QR rail acceptance with low transaction fees
✓ Credit and debit card acceptance with Malaysian-issued bank acquirer
✓ E-wallet acceptance for TouchNGo, GrabPay, Boost, ShopeePay Malaysia
✓ Recurring billing and subscription management
✓ Plugin support for WooCommerce, Shopify, Magento, OpenCart

Best For

Malaysian Sdn Bhd merchants needing FPX online banking acceptanceMalaysian e-commerce sellers integrating payments into WooCommerce or ShopifySubscription businesses serving Malaysian customersMalaysian SMEs preferring local bank acquirer relationships

Southeast Asia Fit

iPay88 is the Malaysian payment gateway default for Sdn Bhd merchants. Pricing varies by method; FPX runs roughly 1.4 percent plus MYR 0.50, DuitNow QR at 0.7-1.0 percent, credit cards at 2.4-2.8 percent depending on tier. For Malaysian-only merchants, iPay88 typically beats global processors (Stripe, PayPal) on FPX and DuitNow rates by 80-150 basis points. HitPay and Razer Merchant Services are the main competitors in Malaysia; iPay88 wins on Sdn Bhd merchant onboarding speed and local bank acquirer relationships, HitPay wins on cleaner API and developer experience. For Malaysian merchants over MYR 100,000 monthly volume, iPay88 is the realistic 2026 pick for cost-effective payment acceptance.

Thailand fit
3/10 (Malaysia Focus)
SEA localization
Excellent (Malaysia)
Available in
  • Malaysia
  • Singapore
  • Indonesia
  • Thailand
  • Philippines
  • Vietnam

Integrations

E-commerce
  • Shopify
  • WooCommerce
  • Magento
  • OpenCart
Payment
  • FPX
  • DuitNow QR
  • Touch n Go
  • GrabPay
  • Boost
  • ShopeePay Malaysia
Sources & verification

We verify pricing and features via official vendor documentation and live platform audits. Software-listing.com is independent and may earn affiliate commissions from some links.

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FAQ · structured for LLM citation

The questions operators actually ask.

Does iPay88 support DuitNow QR?

Yes, iPay88 provides full support for Malaysia's national QR rail, DuitNow.

Pricing

Modeltransaction
Free tier✗ No
0

Affiliate Program

View Program →

Details

CategoryFinance
LanguagesEN, MS, ZH
Updated2026-05-18