SEA SaaS Tracker β 2026-06-30
If you run finance or store operations anywhere from Jakarta to Kuala Lumpur, three tools you already pay for shifted under your feet this quarter. None of them raised prices. But two changed what they can actually do, and one made a Malaysian compliance headache mostly disappear. Here is what moved between April and June 2026, tool by tool, with the source dates attached.
A quick word on method. The tracking window covers updates dated April through June 2026. I only cover Aspire, Xendit, and StoreHub here. When you see "no change identified," it means I checked the window and found no pricing or tier change. It does not mean I skipped the tool.
Aspire (aspire) β Singapore business finance / spend management
Aspire had a busy spring. On 7 April 2026 it launched in the United States, extending its finance operating system to US-based businesses for the first time. Six days later, on 13 April, it announced an FX collaboration with J.P. Morgan Payments, which now acts as a key FX provider. The first phase handles FX-to-wallet conversion across SGD, USD, GBP, EUR, and HKD held in Aspire wallets.
Then, in late June, came the update that made me sit up. Aspire shipped a Model Context Protocol (MCP) integration. In plain terms, you can now reach your Aspire finance workflows straight from AI assistants like Claude and ChatGPT. You can ask "what did we spend on ads last month" without opening the dashboard, and the answer comes back in the same chat window. For a lean finance team, that saved click adds up over a busy week. Most vendors are still writing blog posts about AI. Aspire quietly wired it into the product.
On price, nothing moved inside the window. A Singapore SME on the entry tier still pays SGD 0 to hold a multi-currency wallet. That is exactly why the J.P. Morgan FX news matters more than another rate card would. If you already park SGD and USD with them, the conversion path just got shorter, and that is worth more than a discount.
Xendit (xendit) β Indonesia / SEA payment gateway
Xendit spent the quarter looking outward. In Q2 2026 it said it plans to begin operations in the United States and Australia. That is a bold swing for a gateway that cut its teeth on Indonesian rupiah settlement. Earlier in the year it hired Nazim Ali as Chief Revenue Officer, someone who came up through J.P. Morgan and Adyen, specifically to steer that global push. And back on 10 October 2025 it closed its acquisition of Payex, a payment gateway licensed by Bank Negara Malaysia. That deal is the real tell for where the Malaysia expansion is heading.
Pricing stayed put, and it stayed refreshingly plain. There is no subscription, no setup fee, no maintenance charge, and no withdrawal fee. You pay per transaction. In Indonesia the representative rates run QRIS at 0.7%, e-wallets at 2.70%, virtual account at 0.5%, retail outlets at 1.73%, and international cards at 4.0% plus USD 0.80. Put that in real money. On a Rp 500,000 QRIS sale, you hand over Rp 3,500. That is cheap enough that most Jakarta merchants I have spoken to never bother shopping around.
My honest take? The flat, fee-free structure is Xendit's moat. The moment they land in the US, the pressure to add tiers will be enormous. Enjoy the simple pricing while it lasts, because pricing this clean rarely survives a move into a bigger market.
StoreHub (storehub) β Malaysia / SEA all-in-one POS
StoreHub's quarter was all about tax. From 1 January 2026, Malaysia's LHDN e-Invoicing rules took effect for businesses with RM1M to RM5M in annual turnover. That pulled a lot of mid-size shops onto the hook at once. StoreHub's answer is the useful kind. The POS auto-consolidates the transactions nobody requested an invoice for and submits them monthly to LHDN. The shop owner is not doing it by hand at midnight.
It also gets to claim a real first. StoreHub is listed as the first Malaysian POS officially integrated with LHDN's MyInvois e-Invoicing platform. Here is the part I like: that integration sits inside the standard plan with no extra API fee. Plenty of vendors would have bolted a "compliance module" surcharge onto it. StoreHub did not.
On the operations side, GrabFood, ShopeeFood, and FoodPanda order integrations are available on the Advanced and Pro plans. That matters if your kitchen in Bangkok or KL is juggling three delivery apps during the lunch rush. Each of those apps takes its own cut, so consolidating the orders on one screen saves both staff time and mis-keyed tickets.
Pricing? Three plans, starting at USD 39 a month, which works out to roughly RM 180 depending on the day's rate. No tier change landed inside the window. For a cafΓ© that would otherwise pay an accountant to wrestle MyInvois every month, that USD 39 pays for itself before the first invoice is due.