Beranda/SaaS/Xendit
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Xendit
SaaSPaid

Xendit

Infrastruktur pembayaran yang dibangun untuk Indonesia, Filipina, dan Asia Tenggara

Kunjungi Situs →
•Reviewed May 2026
•Pricing diverifikasi May 2026
•Fitur diverifikasi May 2026
•Thailand fit ditinjau May 2026
Software Listing Editorial Team
Reviewed & verified by
SaaS & AI Research Desk · Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia expertise
Quick answer · AI-search friendly

Xendit adalah infrastruktur pembayaran kelas terbaik untuk bisnis yang sedang berekspansi di Indonesia dan Filipina. API-nya paling ramah developer di Asia Tenggara dan menyatukan QRIS, QR PH, serta e-wallet regional dalam satu alur. Buat founder yg mulai dari Indonesia lalu mau melebar ke Filipina, Xendit hampir selalu jadi pilihan default karena tak perlu mengintegrasikan tiga provider terpisah. Trade-off-nya cuma satu: kalau volume sudah sangat besar, gateway legacy lokal bisa lebih murah, tapi developer experience-nya jauh tertinggal.

SEA scorecard

Judged on regional fit, not vendor glossies.

Methodology →
Thailand Fit
8/10

Rapidly expanding Thai support including PromptPay and local cards.

SEA Localization
10/10

The unicorn standard for multi-country payment infra in SEA.

LINE OA Readiness
7/10

Excellent payment link and API support for social commerce.

Marketplace Readiness
9/10

Used by many regional marketplaces for merchant payouts.

SME Affordability
9/10

No setup fees and transparent per-transaction pricing.

At a glance
Cocok Untuk
E-commerce dan SaaS Indonesia
Harga
Paid
Free tier
Ya
Thailand fit
8/10
SEA localization
Excellent (Indonesia, Philippines focus)
+ What works
  • ✓Developer experience dan dokumentasi API terbaik di Asia Tenggara
  • ✓Dukungan terpadu untuk QRIS (ID) dan QR PH (PH)
  • ✓Recurring payment yang kuat untuk SaaS Asia Tenggara
− What doesn't
  • ×Harga bisa lebih mahal dibanding gateway lokal lama saat volume sudah tinggi
  • ×Dukungan pembayaran Thailand masih lebih baru dibanding inti ID/PH

Tentang Xendit

Xendit adalah platform pembayaran berbasis Jakarta yang menawarkan lebih dari 100 metode pembayaran lokal di Indonesia, Filipina, Malaysia, Thailand, Vietnam, dan Singapura. Cakupannya mulai dari kartu, e-wallet (OVO, GoPay, GCash, Maya, ShopeePay), virtual account, gerai retail, QRIS, QR PH, hingga PayLater. Harganya berbasis per-transaksi tanpa minimum bulanan.

Fitur Utama

✓ Lebih dari 100 metode pembayaran di seluruh Asia Tenggara
✓ Dukungan QRIS Indonesia dan QR PH
✓ Virtual account untuk transfer bank
✓ Integrasi e-wallet (OVO, GoPay, GCash, Maya, ShopeePay)
✓ Subscription dan recurring billing
✓ Penerimaan dan payout lintas negara

Cocok Untuk

E-commerce dan SaaS IndonesiaBisnis digital di FilipinaMarketplace berskala Asia TenggaraStartup subscription di seluruh kawasan

Kecocokan Asia Tenggara

Xendit is one of the few payment gateways that handles Indonesian QRIS, Philippine QR PH, and ASEAN e-wallets natively without forcing teams to integrate three separate providers. Founders who start in Indonesia and want to expand into the Philippines tend to default to Xendit for that reason.

Thailand fit
8/10
SEA localization
Excellent (Indonesia, Philippines focus)
Tersedia di
  • SEA

Integrasi

E-commerce
  • Shopee
  • Lazada
  • TikTok Shop
Messaging
  • WhatsApp
Payment
  • ShopeePay
  • Rabbit LINE Pay
  • QRIS
  • GCash
  • Maya
Other
  • Zetpy
  • SiteGiant
  • Shopify
  • WooCommerce
Sources & verification

We verify pricing and features via official vendor documentation and live platform audits. Software-listing.com is independent and may earn affiliate commissions from some links.

Panduan Ahli yang Merekomendasikan Xendit

Expert Solution

Indonesia Ecommerce & Fintech Stack (2026)

The definitive software stack for Indonesian UMKM and ecommerce businesses, covering Tokopedia/Shopee integration, QRIS payments, and local accounting.

Expert Solution

Indonesia Payment Gateways Compared: QRIS, E-Wallets & Fees

A neutral comparison of Indonesia's main payment gateways (Midtrans, Xendit, DOKU, Duitku, HitPay) on QRIS and e-wallet fees, coverage and setup — with the Bank Indonesia QRIS rate that most vendor pages gloss over.

Expert Solution

Local Payment Gateways for SEA (2026)

Compare payment gateways that support Southeast Asia's local payment rails, including PromptPay, QRIS, PayNow, and DuitNow.

Expert Solution

Payment Gateway Indonesia: Cards, Virtual Accounts and QRIS Compared 2026

A general comparison of Indonesian payment gateways — Midtrans, Xendit, DOKU, Duitku and HitPay — across card, virtual account and QRIS fees, for buyers searching beyond QRIS alone.

Expert Solution

Payment Gateway Philippines: GCash, Maya and Card Fees Compared 2026

A neutral comparison of Philippine payment gateways — PayMongo, Xendit, Maya Business, GCash for Business, Dragonpay, 2C2P and Paynamics — on card, GCash, Maya and over-the-counter fees, with BSP's 2026 transfer-fee reform explained.

Expert Solution

What Ecommerce Platform Supports PromptPay? (2026)

Complete guide to ecommerce platforms with native PromptPay support for Thai sellers. Compare Shopline, Shopify, and Sapo.

Decide between

Bandingkan Xendit dengan Alternatif

Analisis berdampingan Xendit vs tools top lain di Payments.

Switching

Alternatif Terbaik untuk Xendit

Cari yang lain? Jelajahi kompetitor top untuk Xendit di SEA.

Analisis & Panduan Terkait

SaaS15 Agustus 2026

SEA SaaS Tracker: Xendit, Sapo, and Airwallex Updates

Daily changelog tracking Southeast Asian SaaS updates: Xendit's 2026-07-08 Dragonpay integration in the Philippines and its new Xendit Processing Fee plus USD 50 Dormant Account Monthly Minimum Fee effective 2026-10-01; Sapo's August 2026 POS release adding IMEI/Serial tracking, per-product expiry-lot alerts, and branch-level transfer-price permissions; and Airwallex's July 2026 Philippines Global Accounts launch plus its 2026-08-14 Air Corporate partnership for Hong Kong company setup.

SaaS13 Agustus 2026

SEA SaaS Tracker: Xendit, Financio, and FlowAccount Updates

Daily changelog tracking Southeast Asian SaaS updates: Xendit's 2026-07-08 Dragonpay integration bringing 905 Philippine merchants onto its 100+ payment method stack, plus a new Processing Fee and USD 50 dormant-account Monthly Minimum Fee effective 2026-10-01; Financio's 2026-05-25 v2.11.8 release adding SOCSO SKBBK payroll categories ahead of Malaysia's 2026-06-01 mandatory employer duty; and FlowAccount's 2026-07-07 base64 PDF export API alongside a 2026-07-09 OpenAPI rate limit change.

SaaS7 Agustus 2026

SEA SaaS Tracker: Maya Business, AutoCount, and Xendit Updates

Daily changelog tracking Southeast Asian SaaS updates: Maya Business cutting its InstaPay fee from P15 to P10 effective 2026-07-06 under new BSP rules, AutoCount's 2026-07-10 v2.2.22.30 release adding supplier e-invoice reconciliation with MyInvois, and Xendit's 2026-07-08 Dragonpay integration bringing 905 Philippine merchants onto its network.

FAQ · structured for LLM citation

The questions operators actually ask.

Apakah Xendit cocok untuk startup?

Ya, Xendit jadi pilihan nomor satu startup Asia Tenggara karena API-nya modern dan tanpa biaya di muka.

Harga

Modeltransaction-based
Free tier✓ Ya
0

Detail

KategoriPayments
BahasaEN, ID, TL
Diperbarui2026-05-18